Hiv test insurance

Common Questions and Answers about Hiv test insurance


Avatar m tn I have searched the forums for months but was unable to find any usable info in regards to the Calpyte HIV Urine test. I believe this is the test that would have been used since it is FDA approved.
Avatar n tn if she has not heard anything back and is signing papers today with her insurance guy she obvously dosnt have HIV or hep or anything correct?? i dont want to ask her because i dont want to know that i am nervous. any comment would be appreciated.
Avatar m tn As part of the life insurance policy, I had to take a physical and blood test which tested for among other things, HIV. I never got the results of the testing. However, I did get approved for the policy (although at a higher than normal rate...probably due to my high blood pressure - not sure). I'm assuming that if I was infected with HIV, the lab would be obligated to contact me and let me know and wouldn't simply raise my rate...and my application would be rejected.
Avatar f tn Hello. My question is, would a saliva hiv test, (at a life insurance screen), which took saliva from under the tongue, be conclusive at 4 months after possible infection? Are these under the tongue type tests accurate? It was negative i assume, since i did get the insurance. Thanks in advance.
Avatar n tn Hi i have to go for a hiv test tommrow along with a syphillis and hsv test does anyone know if insurance would cover this i have a ppo through blue cross and blue shield please let me know
Avatar m tn No insurance companies do not cancel your policies if you test.
Avatar n tn I will be getting tested under my parent's insurance, I am 19 years old and I don't have a job, or else I would just go and pay for the tests myself. If I request an HIV test, can the insurance company drop me or my parents? Are they notified of the results? Or is it just considered routine/preventative health testing because I'm in the 13-64 age group? I always use condoms when I have sex, but a couple of times the condom slipped off.
Avatar n tn I will be getting tested under my parent's insurance, I am 19 years old and I don't have a job, or else I would just go and pay for the tests myself. If I request an HIV test, can the insurance company drop me or my parents? Are they notified of the results? Or is it just considered routine/preventative health testing because I'm in the 13-64 age group? I always use condoms when I have sex, but a couple of times the condom slipped off.
Avatar n tn I have just applied for life insurance therefore need an HIV test which I took a week ago. I am absolutely terrified that the results will be positive. Since I have been with my husband for ten years and have not had relations outside the marriage, if I did have HIV wouldn't I be sick by now. Any of your opinions would be appreciated. Thanks.
Avatar m tn how long does it take for the blood test results to come back for life insurance policy. when should i not be nervous anymore. my GF is getting the test and i am so nervous it is going to come back with something +. i have heard if you dont hear anything no news is good news?? but how long should i wait? until she gets the life insurance?
Avatar f tn Hmmm having trouble getting approval for much needed cardio tests for interferon approval. Has anyone else run into this problem and does anyone know how long these test are good for before hep docs want new tests. If and went I get it approved I doubt I'll ever be able to take the test again. Something wrong in insurance land.....Private insurers...
Avatar n tn I agree with Ivette on the "D" word... & taking care of yourself too! Divorce is just a descriptive word for a process... it doesn't mean that we stop caring, or don't still love someone.... Sometimes it simply means we can no longer "live" with them! As per HIV test.... I too just assumed that they automatically run those test, & was surprised to find out that they don't.... Just like with the HCV, it's a specific test that must be requested.
Avatar f tn Hey all I just was curious if anyone's insurance company ever dropped them as a patient due to testing positive for marijuana? Long story short, my husband and I went to Coloroda few months back and since smoking is legal there my husband decided to participate (against my wishes). Bad decision but my concern is being dropped by his insurance company.
Avatar n tn I understand that early and aggressive medical action is necessary, but I have no insurance. Are there government plans specifically for HIV? Or do I take the test anonymously, then go get insurance, and test again in a few months. I know that sounds like... err, fraud, but what should one in my situation do?
Avatar m tn I signed an HIV consent form, which said I may be tested for HIV. The insurance company's guidelines specifically call for HIV testing in GA, which is listed as a high-risk HIV state, so, I'm pretty sure that I was tested, although I received no notification of the results. I was denied coverage because my psa test was out of the normal range. Recently, my significant other was diagnosed with congested heart failure. I read on WebMd that HIV infection could be a cause of CHF!
Avatar n tn I had a high risk exposure, I have gotten 2 oral fluid hiv tests done and both were negative....Would a blood test pick up more than a oral swab test would. Both test were taken past the window period all except the first test which was at 5 weeks after low exposure kissing with a bleeding lip next one was taken at 98 days. As for my high risk exposure it would have been a few years. So as for this blood test tommorrow which is required for by my job insurance reasons.
Avatar m tn hi, there, i have no insurance now, want to know if i need the regular test and taking madicine what i need to do? my company offers health insurance, how could i know if it covers the treatment of anti-hiv medicine? or, could anyone tells me what policy you have? the second question is, if i'm tested positive and starting the treatment, will the clinic or the doctor report me to CDC and file me in government? thx!
Avatar n tn So inyour perception if I did become infected with hiv it definitely would have shown up in the PCR test at the eight day mark which measures the amount of hiv in the blood. Also the anitbody test I was given at the 23 day mark was by a life insurance company what hiv test do they generally use. Also in general I am still having symptoms now. Such as feeling tired and pain under left rib cage and under arm pits and sometimes groin but no swelling. I also have some nausea.
Avatar n tn I just took a hiv test for a life insurance policy and now i am freaking out! If i somehow gave my wife hiv i would just die.. Please help!
Avatar m tn Just to update, it's been about 4 months since my fear of being exposed, i got a blood test in January, i got another blood test in February, i got the rapid test done in February, i had a surprise test signing up for life insurance in February, and at the 3month mark March 16, i got my 5th blood test. All test came back negative, now i know i am a worry wart, but my question is what are the chances of a false negative, and with all 5 test would they have seen something already?
Avatar m tn Then in October 2006 or November 2006 i got life insurance and took an Omni-Sal hiv test. My boyfriend got the Omni-Sal 6 months after we were intimite, that was also neg. I hear these are not in the US (i live in the Bahamas), they placed the test stick in my mouth under my tongue to collect the saliva, then sealed it to send to the lab. I got approved for the insurance so i guess the test was negative. Now, Just last week i took another Omni-Sal test since i am upgrading my insurance.
Avatar n tn I am a heterosexual woman, have known my husband for almost ten years and have been married for seven years. I have three young children and I had my first HIV test for life insurance purposes. I am scared to death that it will be positive. I had a few sexual encounters in my single days, some one night stands, some four or five, etc. times. No sexual encounters except for my husband in the last ten years or so. First question...what do you think my risk is?
Avatar f tn What's been bothering me lately is a fear of contracting hiv. I went to a clinic to have a blood draw test done the other day. I forgot to pay attention to make sure the nurse used a fresh needle. I'm sure she did as she seemed professional and it was a clean clinic. But of course my OCD doesn't allow me to get over it. I keep thinking "what if she didn't use a new needle??" It could have hiv blood in it!
Avatar n tn Or go to the drugstore and pick up a Home Access HIV test. Sometimes you have to ask for it, and other times it's on the shelf. But just to bury your head in the sand and wait to die b/c you don't want to be fired? Do you understand how ridiculous that sounds?
487969 tn?1249316891 I have a blood draw and urine sample tomorrow for my life insurance evaluation. Do I, or don't I take my thyroid medication? Also, I took my xanax for the neck swelling last night and will not do that tonight, but will it still show in tomorrow's urine sample? Do they even test that way?
Avatar n tn I am not sure what kind of HIV test was done originally. Does this happen very often? I had HIV tests with my first two pregnancies and one for life insurance a few yrs ago - all were negative. Also, I gave blood back in spring and was not flagged for any problems. I have been married and faithful for 13 years. My husband says he has not been unfaithful and I have never suspected it.
Avatar n tn Even if you assume the higher risk she has HIV (1% instead of 0.1%), your chance of catching HIV was 1 in 20,000. To put that in perspective, your lifetime risk of being killed by lightning if you live in the US is about the same, around 1 in 27,000 (or so I have been told). Heterosexually transmitted HIV remains mighty rare as a result of exposures like you describe. Your risks really are tiny.