We felt we had no choice at th time but to change insurance
companies and I ended up with zero insurance
due to all of pre-existing conditions.
After this, our bills started piling up. We ended up 2.5 months behind on our mortgage, 2 months behind on utilities, car payments, and bill collectors were calling every day.
It's easy to pay two or three bill collectors $50 a pop every month, but when you suddenly have 20 or more bills from different doctors, labs, etc...