Dental insurance ppo california

Common Questions and Answers about Dental insurance ppo california

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Avatar m tn Since my PPO was $475/m plue $29 dental I just cant be paying that on my own now. I am thinking that I could get like a lower cost plan from Aetna or United HealthOne and have like a $2500 or $3000 deductable with 0% coinsurance along with a HSA. I would use the HSA to slowly build up a deductable over two years lets say so that if I need it its there for two years. Is this a decent way to look at this?
Avatar m tn I am planning on getting them removed soon due to recurrent infections and I was wondering if it is more cost effective to get a dental insurance plan or pay out of pocket. What are the typical cost to remove something like this? Will there be surgery required? How much will a good insurance plan cover or is it more cost effective to just pay out of pocket? Thank you.
Avatar n tn I would like to know if there's any other help insurance i'm currently with Scott and white health insurance PPO And they cover everything except for something to do with the eggs I'm not sure Lol I would like to have answers if there's any other insurance and hopefully I can find out what is the part that Scott and White don't cover but if it's cheap enough then I can handle it but if it's six or 7000 I don't think so life is so hard when you don't have
Avatar f tn Iehp will cover certain visits. if your your over 21 it will not cover cleanings and fillings. It will cover emergency dentist visits and tooth extractions.
Avatar m tn clinics that support dental care. Or you can look into purchasing some dental insurance through your college? Or any combination of the above.
Avatar n tn i suggest a ppo i have ppo and i get to go to any doctor that i choose but i have picked my steady doctors and like the other poster sdaid with an hmo you have to call and see if the doctors accept hmo and then you will have to get a referral to see a specialist, it might be cheapier to pick hmo but i say spend the extra money and go with ppo if you plan on going to the doctor like i have medical conditions in which i have to see an endcrinologist , my pcp vewry often and have to get labs drawn
Avatar f tn s being treated by an opthalmologist surgeon at our HMO insurance. Come this November, we have the option of switching to Blue Cross Blue Shield PPO. My question is should we stay in our HMO and being treated by the same doctor who knows his history well, or should we switch insurance and thus give ourselves more options of choosing the best doctors for this case? Thank you for your help.
1116801 tn?1292254540 Some insurance companies that provide coverage for treatment specify where the meds are obtained. Since the full course of meds is an expensive proposition they have deals with mail-order pharmacies for cost control. Some, like Aetna, have their own pharmacies. So, if you are starting treatment soon (think you said you were) one of the major tasks is to iron out the process for getting the meds.
Avatar n tn I just dropped my ppo insurance by stating I did not live in the service area any longer.I just received a bill for 9 months dues.I never used it,so decided to get rid of it.The va doctor only said I had five years and he would make yearly appointments for me.So could I of handled this better?Death seems to be the only thing you hear associted with the insurance companies.
Avatar f tn Also should I be worried about the brown spot? And my last question is, should I apply towards dental insurance or could New Mexico medicaid cover all the expenses? My teeth never hurt but fillings are necessary as well as braces.
Avatar f tn You can go to a local dental school or contact your local dental society for a free clinic possibly. I think for California, medicaid doesn't cover dental anymore for adults so it may vary from state to state. It sounds like you have an abscess. Go to your primary care doctor and get a prescription for the infection to at least keep it under control while you find a dentist.
Avatar n tn I know once u turn 21 u wont get dental u can still qualify for medical just not for dental thatswt they told me, but currently i get all benefits since im pregnant after pregnancy i go back to regular medical,
Avatar n tn I had medical at a point and I know they have dentical for dental and medical should cover optometrists because mine did. I haven't had it in over 4 years so it may be different but call and ask.
Avatar f tn Definitely call and ask bc your plan is different than others even if its the same insurance. I have BCBS Illinois PPO and i pay a $20 copay everytime i have an appt except for labs.
Avatar m tn t want to touch it. Now I am waiting Jan 1 to change my insurance over from HMO to ppo and might see a surgeon in California. I hope I can wait 6 months for surgery.
1191960 tn?1280074080 I have blue cross blue shield ppo of Illinois. Our insurance pays all but 15%. So, if I have an appointment for a follicle check or IUI, I pay 15% of that total out of pocket, and they pay the rest. I believe we have a 20,000 lifetime maximum, but right now we are only on IUI. IT says up to 4 attempts so I don't know if that's with the IUI or IVF or what.... hopfully I won't have to find out as my second IUI is tomorrow!!!
Avatar f tn Either your anesthesiologist is out of line with their expectation, or your Insurance Carrier has set some unrealistic guidelines. You need to contact your Insurance Carrier and ask them if there are any in-network anesthesiologists, in the hospital where you had your surgery & if there are, would they have done the same work for $1200. Once you have that info, we can plan the next steps.
Avatar n tn Should I send a letter of explanation to my insurance company for an evaluation done at Columbia University? I had to pay $4,000 out of pocket for my evaluation and need to get reimbursed by my insurance. I'm wondering if it would be better just to send in the "bare bones," i.e., receipts and medical claim form without any explanation? I don't want to give them any reason to deny me....Any thoughts?
763297 tn?1281379425 Hi everyone I just went to my doctor who referred me to a fertility specialist. I need to get insurance that will help me pay for some of this because it looks like it's going to be very expensive. Can someone please tell me what some good companies are that aren't too expensive.
Avatar n tn Thanks, my friends. I'm thinking more and more that I NEED to try the sub route to recovery ... so any feedback will help. I have GREAT insurance - Blue Shield PPO; and I'm willing to spend around $500 of my own cash to pay any co-payments, etc. Again, I want to make that call and ask my insurance company, but because of my profession, I don't think it would be wise to ask them - I'd like to find out from someone else.
Avatar f tn It differs from a PPO in that for most services it only covers in-network. With a PPO you can see anyone in-network or not with less coverage out-of-network. With the United plan, for instance, for the basic and catastrophic, either individual or group, the average monthly premium is about $100 for basic and $300 for catastrophic.
5104126 tn?1413329079 No cost to me thanks to my insurance! !! And its a good one. The medela double pump eelectric that comes with a nice bag.
Avatar f tn The only thing I liked about covered California is it helps you pay for your monthly payment for insurance. Instead of like 450 for insurance we would end up paying 163. But that depends on what company and what insurance you get. Btw the medical takes a lot longer now to process thanks to the healthcare reform so I say apply on time. It took me 3mos to find out I was denied for medical and now its too late for me to be covered by anything on my due date.
1691275 tn?1322327507 If so there is a HMO and a PPO hotline. I have one for California but I believe they have one in other states as well. They are non profit voluntary and will answer your questions if you had insurance and they dropped you or to refer you perhaps. Usually, they deal with things when the insurance won't pay. If you have a letter from the Park services then that maybe another idea. It does sound urgent. Let me know more and if I can help I will. I don't know anything about loans.
Avatar f tn I also want to look into changing from HMO to PPO insurance for next January, so I will have more options on what cataract surgeon to use. More MDs prefer PPO plans. It means more out of pocket expense for the patient, but maybe more personal care? Thanks again for your help.