Dental insurance plans california

Common Questions and Answers about Dental insurance plans california

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Avatar n tn 1. be careful with "getting your own" dental insurance. Plans not offerred through employment are usually very poor, and are usually not really "insurance" at all. (Is it Ameriplan?) They are usually "savings" plans where if you go to a paricipating practice, your fees are drastically reduced. Keep in mind the dentist does not get reimbursed by your "insurance plan" at all. It is not my place to say much more, other than to be really careful.
Avatar n tn My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
Avatar n tn I have dental insurance but as we all know the coverage has been less and less over the past few years so I looked into dental discount programs. Did you know that some dental providers will accept both insurance and a dental discount plan togeather? It took me about 5 phone calls but I know it was worth it. On my first visit I had 3-cavitys filled. The cost after my insurance was $144. factor in the dental discount plan and my out of pocket cost was only $14!!! Check it out at http://www.
4484425 tn?1384228334 What are everyones plans for after baby? Working? Stay at home mom? School? I'm staying on maternity leave until my boys go back to school in September then I'll be going back to work a the childcare I've been at since I was 16. I'm thinking about taking some online classes because I want a job were I'll make more and be able to contribute more. I'm just not sure if now is the right time to start school again.
Avatar f tn Also should I be worried about the brown spot? And my last question is, should I apply towards dental insurance or could New Mexico medicaid cover all the expenses? My teeth never hurt but fillings are necessary as well as braces.
Avatar f tn You can go to a local dental school or contact your local dental society for a free clinic possibly. I think for California, medicaid doesn't cover dental anymore for adults so it may vary from state to state. It sounds like you have an abscess. Go to your primary care doctor and get a prescription for the infection to at least keep it under control while you find a dentist.
Avatar f tn Also, see if there is a birth center near you. I know our local BC has options for families with no insurance. The total out of pocket to deliver there and be seen throughout the pregnancy is about $4500 compared to 3x that amount about the hospital.
Avatar n tn I know once u turn 21 u wont get dental u can still qualify for medical just not for dental thatswt they told me, but currently i get all benefits since im pregnant after pregnancy i go back to regular medical,
Avatar n tn hi, i don't have any dental insurance so I need to pick and choose which tests and procedures at the dentist are really needed. I ask you this because I hope to find unbiased opinion. Last time I skipped the peridontal xray, but got the cavity xray and cleaning...he found 2 tiny cavities that ran me $400 out of my pocket but later a hygenist said maybe that wasn't necessary as the decay could have been reversed... So what do I "really" need..
Avatar n tn I had medical at a point and I know they have dentical for dental and medical should cover optometrists because mine did. I haven't had it in over 4 years so it may be different but call and ask.
Avatar f tn  You cannot have private health insurance, unless your private health insurance plan has a maternity-only deductible or copayment greater than $500 as of your date of application; andWithin the AIM income guidelines: You must have a monthly household income (after income deductions) within AIM income guidelines.
Avatar m tn I am so far a healthy 43 year old/m in pa. I am trying to decide which health insurance plan will be good for my situation and I am looking for some opinions here. This Month my group plan ends and I can take cobra but there is no financial benefit to taking my same PPO plan which gives me to price break for being unemployed. So I am trying to look at this at a meaningful way. Since my PPO was $475/m plue $29 dental I just cant be paying that on my own now.
446474 tn?1446347682 ) Anthem said separately it will file a new application for a rate increase with the California Department of Insurance and the Department of Managed Health Care, perhaps as early as next month. It added that any errors in its original application were inadvertent. "The current application that was withdrawn today (Thursday) was just flawed," Poizner said during a conference call with reporters.
Avatar f tn I don't believe that you will find a health insurance company that will take you on. They consider pregnancy a "pre-existing condition" an will not take you under ther plans. I am seven weeks pregnant and have called many comparable companies and no one will provide a plan. Your best bet is to either apply for Medicaid if you qualify or find a clinic/hospital that will do a sliding scale payment (match the amount you pay based on your income). Best of luck!
Avatar f tn Ya, sorry your insurance is maxed out. That's a problem with dental insurance, its very limited. Most plans don't cover very much in terms of dental treatment. I always felt that if health insurance was built like dental insurance, people would be very upset. Imagine if you had a car accident and your insurance company said they'll pay for one arm to be fixed but you gotta pay for your leg. I never understood why people tolerate insurance companies to partially pay for it.
Avatar f tn The only thing I liked about covered California is it helps you pay for your monthly payment for insurance. Instead of like 450 for insurance we would end up paying 163. But that depends on what company and what insurance you get. Btw the medical takes a lot longer now to process thanks to the healthcare reform so I say apply on time. It took me 3mos to find out I was denied for medical and now its too late for me to be covered by anything on my due date.
Avatar m tn Highland hospital is excellent information for you. By the way, you say you are 26 years old. Are you aware that you can be covered under a family health plan if one of your parents has health insurance through work? For very little extra cost one of your parents could put you on their plan during open enrollment up until you are 27 years old. You could have all testing and evaluation done for your hepatitis C!
Avatar n tn i just checked out the site. its for dental insurance plans. i misunderstood. the biggest problem i have found with these are many dentists dont accept it. again check the fine print and make sure you know all the restrictions. each plan has its own "catches" so read the information carefully. i checked into these plans and the only dentist that took it were foreign and involved in the aspen plan (see above post).
Avatar f tn By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. Affordable health insurance plans available from Blue Cross California, Blue Shield, and top health insurance carriers. Health insurance quotes are instantly available online for you to review.
229857 tn?1319029907 Do any of you have insurance for your pets? If so is it worth it and what is a good company? Thanks.!
946207 tn?1246134385 My mouth is full of dental problems- I have 8 abcessed teeth. One bad infection is in one of my front teeth that hurts all the way up under my sinus cavity. I HAVE TO be sedated at the dentist (been this way since I was young- had abusive dentist when I was little girl who caused me alot of pain). NO low-income dental clinics will sedate me and I can't afford a regular dentist/oral surgeon/sedation. I am 43 yo tomorrow and am going to die from these infections in my mouth.
Avatar f tn HELLO:) I am getting ready to go have a mammogram and an ultra sound done on the lump under my arm. It's costing me $400.00 for this since I have no insurance and don't have the opportunity to get it again until January 2011. I know that having a biopsy is the next step. I understand there are 2 or 3 different procedures. My question is... Can someone tell me about how much I can expect to pay for a biopsy. I'm sure the cost varies from state to state.
Avatar n tn t have dental insurance... you can get dental stuff done at the hospital if it is really serious. Maybe ask your doctor about this (even if you do live in American, it might be the same)? Personally I'd prefer paying out of pocket than getting it done at the hospital... but, if that's what is causing your headaches and there is no other way to get it done because of money reasons, you might want to consider having your doctor refer you to the hospital to get your tooth dealt with! But...