* Whatever your income, beginning next year if you have a health
savings account, the tax on your withdrawals
for anything other than approved medical expenses will rise from 10 to 20 percent.
* Starting in 2013, you can take a tax deduction only on medical expenses that exceed 10 percent of your income—up from 7.5 percent now. This change is postponed until 2016 for taxpayers age 65 and older.
Coverage as Good as Congress’?