health insurance for small business

s insurance did not cover my pregnancies only covers my mom or if I need medical emergency. So I also have state insurance since my husband owns his own small business and insurance is very expensive for him.

wrote U.S. Rep. Sam Graves (R-Mo.), House Small Business Committee chair, in a recent editorial for The Washington Times. Why so much focus on so few firms? A Graves spokesman said the affected businesses include fast-growing "gazelle" firms, the startups that contribute a disproportionate amount of the nation's new jobs. "The more money these companies have to spend complying with health care mandates, the less they have to hire and expand," the spokesman said.

Hello everyone. I need some suggestion on an affordable health insurance that doesn't look at pre existing conditions. I've had svt for 20 yrs now and would like to get an ablation. Any suggestions would be very helpful. Thank u.

So, if you do have your own business, you could check into local business organizations and see if they have any health insurance options. Maybe someone else has other advice. Best of luck to you!

We do not provide insurance as it is very small and we could not afford to do so. If forced to carry health care insurance for the employees------- we would probably go down to 2 employees or completely out of business. Wish the business did well enough to provide full benefits to people but for now all we can do is provide an income.

t healthy competition to keep prices under control and make access to health insurance affordable, and for many even available. For reasons like this our government is looking and moving toward solutions that will make it possible for every American citizen to have some method for obtaining healthcare insurance and be able to keep it if they lose their jobs, or start a new job. If you are not part of the solution, then you are part of the problem.

Opponents say the law’s additional coverage requirements will make health insurance more expensive for individuals and for the government. After the ruling: Lots left to do on health care reform That said, there are some new taxes and fees. For example, starting in 2013, individuals with earnings above $200,000 and married couples making more than $250,000 will pay a Medicare payroll tax of 2.35 percent, up from the current 1.45 percent, on income over those thresholds.

s Republican-controlled state Assembly, over opposition from the powerful business lobby, passed a bill on a bipartisan vote Wednesday that would allow dentists to charge more for certain services by forcing changes in existing private contracts. Wisconsin Manufacturers and Commerce, which usually works in concert with Republicans, sent a letter to lawmakers hours before the vote urging that the bill be defeated and calling it unwarranted government intrusion on business.

My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.

I have been battling a slew of symptoms (fatigue, dizziness, vertigo, mental fogginess, depression, etc.) for over three months now, and after a head CT I was diagnosed with a severe maxillary sinus infection.

I live in New Jersey and my husband and I need affordable health insurance. He owns his own business and we are paying close to $900 dollars a month for doctor visits, hospital, prescriptions, laboratory, diagnostics etc. We currently have United Health Care/ Oxford. We did have Cobra when I left my job, but that was too expensive $1300.00/ month. With our Cobra we didn't need referrals, but with Oxford we need referrals. Our copay is $30.00 for doctor visits and $50.00 for specialist.

I have been denied not for heart but my diseease and it is not life threatening just many surgeries, my 4 year old has a cardiac issues and he has been denied. When you apply for health insurance you sign a medical release to have them review your records, trust me it is not easy. one of them denied my husband, he was involved in a motorcycle accident while recouping he had symptoms of having a hernia.

ll pay more, small-business will be forced to pay more. And when small-business is forced to pay higher taxes, they'll reduce their labor-force to compensate for the lost revenue incurred from paying said higher taxes. It's a vicious circle, of that I think we'll all agree. In theory, I like Universal Healthcare, but in practice I think it's a pipe-dream, as the system is fraught with abusers. Complete system reform.

Hector, thanks for the insurance info - I will get on the insurance exchange and see what they have to offer. I think they can charge more for Age and for Additional Coverage without saying they are denying coverage for a pre-existing health condition. I will do the comparisons and see if there is anything comparable in price. As it is I have to pay kaiser a lot for a high level plan. That's right -Kaiser does not refer pre-transplant patients at all.

The Obama administration had been absorbing constant political attacks about the so-called job-killing nature of Obamacare, with its complex employer reporting requirements and fines for large companies that don't offer their workers insurance. But when it announced Tuesday that it would delay implementation of the employer mandate to give businesses more time to prepare, the attack lines simply shifted from arguments about policy merit to those about the administration's competence.

My husband and I formed our own husband/wife group (he owns his own business, I went to work for him, he pays employee taxes on me). Our accountant helpd us with the paperwork. After we set all of this up we applied for group coverage. We did this in order to get maternity coverage, which is otherwise unavailble in Texas. To our delight we saw that we could select anf IVF rider. We weren't sure we would need it, but figured it was a definite possiblity, so we opted for it.

Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower. Supporters of the new health care law, the Affordable Care Act, credited the drop in rates to the online purchasing exchanges the law created, which they say are spurring competition among insurers that are anticipating an influx of new customers.

For policy years starting after Sept. 23, all health insurance policies in the individual market will be barred from cancelling coverage once you get sick — a practice known as “rescission” — unless you committed fraud when applying for coverage. Insurers will be prohibited from setting lifetime limits on your coverage. The plans must allow you to keep an adult child up to age 26 on your health plan.

Well, heres the bottom line.... Leave it to fox news to distort, twist and turn the truth eh? latimes.com White House pushes bill to scale back tax-reporting law for small businesses A portion of the healthcare law requiring that transactions over $600 be reported to the IRS is the subject of fierce partisan debate. The Obama administration backs a Democratic proposal to raise the amount to $5,000. But there's a competing GOP pitch.

I am also a small business owner. Try getting direct insurance through blue cross or united or something. I was told by a rep when I was getting it that if I have not been seen Hu a doctor or had a blood test to confirm pregnancy that the answer to that question should be no. Hope that helps.

Insurance companies can continue selling policies that don't meet the law's requirements for at least a year. November: Small business sign-up through HealthCare.gov is delayed for a year. November-December: Consumer deadlines for January coverage on HealthCare.gov delayed from Dec. 15 to 23 and then to Dec. 24. Payment deadlines pushed into January.

Hi all. Does anyone know the answer to this... Let's say I think I'm going into labor and they tell me to go in to l&d but I get sent home. How does that work with health insurance? I just picture going into the er and just walking in the door leaves you broke (or at least with a nice copay lol). Will that be the same for being seen in L&D? Thanks for anyone who has any insight on this!

I am having a child very soon, and I just purchased a business. I want to be able to build a life for myself and my family, but it is a constant fear that if I incur any large hospital bills they will be able to take everything I work for. Right now I am covered by Medicaid. It is frustrating because I am able to pay for insurance, but can't get it, and I know Medicaid is only a temporary solution. I desperately want to have health and life insurance and feel as though I have no options.

I think there is more to it than that. I think this will have broader implications than we now realize. I think you will see issues within business-------- small and large. I don't think this will help with our jobless rate as you do---------- I think more people now working are going to be jobless. The cost of this is going to show up somewhere for all of us. We will all suffer.

I was not aware that any employer was ever required to provide health insurance for employees, but that this was a negotiated benefit I know that employers cannot discriminate and must offer the same benefits to all employees, but I didn't realize anyone was required by law to offer anything.

Hi Frrecks, I'm sorry that I don't know anything about the insurance, since we still have private insurance. It has to be so difficult to set aside the financial worries and concentrate on feeling better. I do know a lot of the DMD companies have programs to assist anyone without insurance. As for my private insurance cost, my employer just finished the open enrollment for next year and here is what I will be paying for my health insurance - $238.00 a month for me and my spouse.

Health insurance for small business

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