Was watching one of those sort of horridly-fascinating shows last night on TV that is about hoarders, except this one is about pet hoarders. They visited a couple's house who had 24 cats. The vet who was talking to the couple and she went into the room where the catboxes were, and commented on the smell, and she had handheld meter that she set down on the floor. It measured ammonia in the air.
So.... my husband's parents are hoarders and I've never been to their house but our daughter has. She's 3 years old. We have a little boy on the way and I just don't know if I want my kids going over there especially if I'm not allowed to.. Idk how bad the situation is and I know my husband is embarrassed. I've never talked to my in laws about it. They make me uncomfortable as is. I have been distant from them for the last couple months.
But me I would just go to a family members and stay there for a bit. Hoarders have a weird attachment to their items.
I know exactly how you feel. The only rooms that aren't messy at my place are the bathrooms & the babys room lol! I work full time & when i get home I'm like why bother?.. Hopefully i get a day or two cleaning spurt & get it done!
All of our visits were labeled as out-of-network. They said the dr. had submitted a form to get re-added to the network but all visits occurring before she was readmitted would be treated as out of network they would not pay them retroactive when she was admitted back into the network.
Does this sound right. Sounds like they are using a loophole to deny service. They also said it could take 4-6 months to accept the dr as in-network. This sounds completely crazy to me.
I have pretty good insurance and everything will be covered in network, except the NS alone will be out-of-network so I will have a higher deductible there. I just trying to get a basic idea of what I am going to have to pay in the end. The NS's staff told me not to worry about it and they would work with me about the payment, but I would still like to get a basic idea.
First of all, I was never told that the anesthesilogist performing the procedure with my surgeon was out of network. My surgeon was in networka and so was the hospital. It wasnt my choice who the surgeon chose to do the anesthesia. Who is responsible for this? Please advise. THey are billing me 1900 dollars.
No groups have been suggested to me or offered. I feel out in left field all alone. Are there any hoarders in this company, and what are they doing to deal with it?
Bought health insurance for my college grad when she was going to graduate and lose her coverage with my company. I shopped around and when I asked about in-network providers with the company that I chose, they directed me to their website network provider list. The doctor I was most concerned about was listed. Two months later, my daughter had to see the doctor. I accompanied her.
Before I went to the doctor I went to, I contacted Mayfield Chiari Center. Unfortunately they do not take my insurance. So out of network would only cover 50%. Say I do eventually want the surgery, since Chiari is somewhat rare and there are not enough doctors/centers that specialize, has anyone ever successfully petitioned their insurance company to pay it as in-network instead of out of network since we do not have many options/doctors to select from for treatment?
Since we switched insurances, not by choice of course, the new group is saying it is out of network and so on. My question is if their own in network groups are refusing to see me, shouldn't they be responsible for the bill if I need another rare brain surgery and can't find help anywhere else in network. I also understand it will be under review and am hoping for the best if and when it comes to that. Thanks again.
As a member of an EPO, you can use the doctors and hospitals within the EPO network, but cannot go outside of the network for care. So there are no out-of-network benefits other than life threatening emergencies.
PPO is a Preferred Provider Organization which allows you, as a member, to visit whatever in-network physician or healthcare provider you wish without first requiring a referral from a primary care physician.
While I got names from ILAD, one said she does not treat lyme any more than a generalist and is just a member. The others are not in my insurance network. I guess this is not something they add to their degrees (LLMD), so how do I find an in network lyme expert?
Could those of you in MA provide me with names of Doctors... (I can see about the insurance). But I could use anyone who you have actually used instead of guessing.
When I had my first child, I had an IN network OB, an IN network hospital but the anesthesiologist on duty was Out of network. No who, I ask you, when desperately needing that epidural asks the doctor that they send to provide it if they work with your insurance? ugh.
So, I got the bills and they were 2000 bucks. I went to the insurance company and they stood by the decision that I had to pay as it was out of network doctor.
I think it only works this way for in-network doctors/hospitals. Out of network, I think it becomes a battle between the insurer and doctor/hospital. But surely, the insurance company will not care to fight for good pricing very much before the deductible is met.
I think that with indemnity plans, it is like always being out of network. So only a very small incentive for the insurer to fight for low pricing for you until the deductible is met.
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