Hi Frrecks,
I'm sorry that I don't know anything about the insurance, since we still have private insurance. It has to be so difficult to set aside the financial worries and concentrate on feeling better. I do know a lot of the DMD companies have programs to assist anyone without insurance.
As for my private insurance cost, my employer just finished the open enrollment for next year and here is what I will be paying for my health insurance - $238.00 a month for me and my spouse.
I am five weeks and without health insurance. My husband and I will be moving to a different state in January. Should I pay by appointments or try to find a transferrable insurance to the next state? Also, this is my first and I don't even know where to begin as far as finding a doctor before the move...
The total out-of-pocket wihout insurance would be $2400 a year. With insurance it would be $1900 a year. So now the total cost of medical care with United catastrophic insurance is $6300 and uninsured out-of-pocket cost is $3600.
The costs of outpatient procedures and other things are generally comparable to that and I'm not going to bother doing the math on them as I'm not familiar with the costs there.
Is there any reason you don't want medicaid? Just wondering about that...
I am self-employed and insurance is always a thorn in my side. I make too much for medicaid and too little for traditional maternity insurance. I found it cheaper to carry a insurance policy on myself and pay my maternity fees out of pocket. Ironically, I save money doing it this way. Most doctors and midwives will give you the option of a payment plan if you don't qualify for medicaid.
can someone walk me through the process of getting health insurance? I don't currently have any, and I'm already seeing how expensive this pregnancy will be without it. I had my first visit yesterday and it's cost $240 out of pocket. I'm 18 on August 28th, any advice?
They barely live paycheck to paycheck and cannot afford even the simplest coverage. I thought with the new health insurance reform that they would be able to get health insurance at a lower price but they can’t even afford that. So now, they can’t come up with the money for the insurance by the due date to get coverage.
Why is the system still not working? I thought health insurance would be more affordable but for them, it’s not even possible.
Right now people who are lucky to get their healthcare insurance paid for by their employers, can be easily thrown into the group of uninsured simply because their jobs have been cut and they are now without a job and without health insurance. They may be dealing with many health issues that are life threatening if left untreated. Some hospital ERs have refused uninsured patients, because it costs them too much money to treat these people.
I am pregnant with my first child and I had the same question about how much it would cost. I have insurance but mines was able to give me an estimate of how much a vaginal birth and c - section would cost out of pocket. Vaginal birth was about $5,000-$6,000 and C - section was about $8,000-$9,000. I am assuming this varies depending on labor. Hope this helps some.
Hey guys....my birthday is on the 10th of this month and I will be 21. So next year I will be 22 and I'm still in college and of course I'm diabetic. My parents insurance over cover me until I'm 22. What's a good insurance for diabetics and how much will it cost because I can't go not being uninsured. I can barely keep up with what my insulin and strips cost now WITH insurance.
I have great health insurance but I just needed to hear what other people have had to pay even with insurance coverage. I am looking at the pros and cons of both treatments and honestly have to pay $25/month for my nuva ring for who knows how many years isnt trumping surgery right now. So any past experience or knowledge would help!
Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.
willing: "marcia: yeah, you and Trish may laugh and think this is all pretty weird but you have no idea all the fun you're missing out on! Arguing with dr's assistants about who bills whom, with hospitals about what's been paid, with the insurance companies about what's covered, with your employer about which insurance company to switch to (not to mention arguing with everyone else about how to stop arguing about this).
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