My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health
insurance coverage from next present. Right now we are on cobra
GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.