My huband and I had the money discussion before we got married, and it wasnt a hostile conversation at all (and it SHOULDNT be)
My mom and my step dad have been married for 20 years and she makes less then he does, they have separate financial accounts and SHE pays a higher amount monthly then he does, and she
resorts to credit cards to pay what she doesnt have. They have a marriage that involves little communication, dont let this be you in 20 years!