I cannot confirm anything without examination but it fungal infection or eczema
. Most cases of fungal infections respond to over-the-counter products, which contain any of several basic ingredients: miconazole, tolnaftate, terbinafine, ketaconazole and clotrimazole. You can consult a pharmacist and get any cream or lotion containing these ingredients. Some of them are Lamisil, Monistat derm, Mycelex, and Nizoral. Also wear cotton clothes and keep your skin as dry as possible.