Going into this we were under the impression that my
insurance company covered IVF. When I called my
insurance company they told me that I was covered. So we meet with the doctors to find out we are NOT covered. I have a $15,000 infertility maximum, but that only covers testing, not treatments, which is was IVF is coded as. My husband's insurance has no coverage at all. I do work in Illinois, where in Illinois, it's a state law to cover IVF. But my insurance is Blue Cross of Iowa.