Vision insurance individual plans

Common Questions and Answers about Vision insurance individual plans

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387294 tn?1207620185 For instance in CA, in addition to the major risk pool (www.mrmib.ca.gov), Insurance Carriers offer their 2 most popular plans to individuals who opt to exercise their HIPAA rights after they exhaust COBRA. Please note that these guaranteed issue plans cost more than their standard underwritten counterparts. In order to find the right plan/carrier for your son & daughter, you can consult a local broker in your area or go online. There are a number of websites like www.eHealthInsurance.
Avatar n tn m having to juggle through insurance plans with different jobs, because it seems like private insurance is untouchable for me. Any help or advice would help.
Avatar m tn Starting October 1, 2013 all states are scheduled to open an online Health Insurance Marketplace where you will be able to compare individual health insurance plans side by side. Depending on what state you live in, information on plans and premium rates may already to be available to you. Four plan types will be offered through the state exchanges (Platinum, Gold, Silver, and Bronze).
Avatar f tn She would not be eligible for your plan because you husband's employer is paying some of the cost of your health insurance. Company's that provide insurance to their employees negotiate with the insurance company for deals and better rates. They can do that because they are signing a lot of people up. This poster would have to purchase for just her family and would not have an employer negotiation for her.
Avatar n tn I am healthy and would like coverage for check ups, etc. I read here about the Student Health Insurance Plans. My community college seems to be offering one. Do you think that is my best option? Any suggestions would be very helpful. Thanks.
1284791 tn?1271994267 Does anyone know if there is any secondary insurance that covers IVF?
1063764 tn?1272821064 I'm a 23 year old female without medical insurance. I need to see two different specialists, one of them a few times a year. But because I don't have insurance I can't afford to anymore. I have not been able to find an individual health care plan for myself that I can afford. I currently don't have a job, but as soon as I am employed medical insurance is one of the things I'll be getting. Can anyone guide me in a direction so I can find some health care plans that suit me?
Avatar f tn Workers whose employers don’t offer coverage are forced to seek individual health insurance, often in vain. For one thing, insurance companies offering “nongroup” coverage generally refuse to cover anyone with a pre-existing medical condition. And individual insurance is very expensive, because insurers spend large sums weeding out “high-risk” applicants — that is, anyone who seems likely to actually need the insurance. So what should be done?
1310633 tn?1430224091 NEW YORK (CNNMoney) Americans may be able to keep their individual insurance plans for one more year, under a fix offered by President Obama on Thursday to address a controversial provision of the Affordable Care Act. The deal is meant to mollify millions of people enraged after their insurers canceled policies that do not meet Obamacare requirements. But how many it will ultimately help remains to be seen.
1031264 tn?1318524241 I actually looked into getting individual insurance with infertility coverage, but only group plans (very few at that) offer such coverage, no individual plans ever do. What I mean is that if you want to buy a policy on your own (not through your work), infertility won't be covered.
Avatar n tn My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
Avatar m tn Thank you, now I can start researching Cigna. God I hope they provide Individual Insurance for fertility. My husband and I live in L.A and we have AETNA through his employer but its a no-go for us.
1282384 tn?1271431332 Consider going to a teaching program in your area. Dr. O.
290867 tn?1333569278 My company is changing insurance plans. Something I learned from our insurance agent is that if you currently have health ins. MOST ins companies will pick you up if you choose to go with them. We were worried about not being able to switch because of pre-existing conditions, but she said we don't have to worry about that.
Avatar f tn By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. Affordable health insurance plans available from Blue Cross California, Blue Shield, and top health insurance carriers. Health insurance quotes are instantly available online for you to review.
Avatar n tn It is very rewarding, but I am having a great deal of trouble getting insurance. I wanted to get an individual policy, high deductible, with the physicians we use in the network. The problem is that I have a benign arrthymia known as PACs (premature atrial contractions). I have been assured by my internist and cariologist that there is no problem, and no treatment is required.
Avatar n tn These are real insurance policies but undoubtedly they will be more expensive, and they will prorbably have waiting peroiods. Good individual dental insurance plans are hard to fing these days, but I am always searching for my patients who have none. Good luck, and remember that you get what you pay for.
Avatar n tn I sell individual health insurance in AZ and some plans will cover you with a waiting period for certain pre-existing conditions. See an agent in your area and apply for the best plan that meets your needs. Blue Cross is usually prety good about covering pre-ex with a rider.
Avatar n tn Dear Paula526, Depending on where you live, there are plenty of affordable private individual health insurance plans that you can apply for. Just keep in mind that private individual health insurance is “underwritten” in most states & not guaranteed issue. That means whether or not the carrier issues a policy will depend upon the applicant’s health history. I am not saying every simple flu or cold can get you declined, but I am saying that it is considered during the underwriting process.
Avatar f tn Also, see if there is a birth center near you. I know our local BC has options for families with no insurance. The total out of pocket to deliver there and be seen throughout the pregnancy is about $4500 compared to 3x that amount about the hospital.
Avatar f tn maximum amount as many plans have a co-insurance percentage after your deducible has been met. Chances are, that this bill is only for the Dr.'s "professional fee" and does not include any amount which will be incurred at the hospital or birthing center. Also, your little darling will start all over with their own deducible at birth unless your individual/family deducible/out-of-pocket max has been met. Hopefully this might help clear up any confusion.
446474 tn?1446347682 Rates charged will be based on the average charge for health insurance by private insurers for similar coverage in the individual health market in that geographical area. To be eligible for the coverage this year, a person: * Must have a pre-existing condition that makes them otherwise uninsurable; and, * Must have been uninsured for at least six months prior to applying. * A person meeting these two criteria will be able to obtain coverage regardless of their health.