vision insurance coverage

My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.

I think I found an answer to my question on the COBRA web site: "Pre-existing conditionsSome health insurance companies cut their costs by invoking something called a "pre-existing condition" clause. The notion of a pre-existing condition makes sense when you're talking about car insurance: your windshield was cracked before you bought your coverage, so you can't expect the insurance company to replace it once your policy is in force.

I have health insurance because of my mom but it didn't cover all of my expenses so I also have pregnancy medicaid and they pay after the insurance after my baby comes I'll go back to my regular health insurance and my baby will me on medicaid

m on my third try of IUI, and I noticed that some of you are covered through your insurance. I was just wondering what insurance helps with the cost of treatments, as SAG does not. Thanks for any input!

I'm 23, married and my parents insurance did cover the costs of my OB bills all I had to pay was the deductible and whatever out of pocket costs that they can make you pay for I think I paid around 3000 all together and the rest was covered but it may be different with different insurances

In my province there is no coverage for an optometrist. I have personal extended health care insurance that pays for an optometrist exam once every 2 years. I have no idea why I am having a problem seeing an Opthamologist and I doubt my GP does either. I find my Right eye vision is just fine except when I walk into a very dark room.

My husband and I have been trying to get pregnant for 6 years. We finally got pregnant (our miracle baby) I'm about 6 weeks and NO insurance. Deadline for coverage was Feb 15th. Any recommendations for insurance or ideas Thank you.

Hep C is pre-existing condition for any individual policy, however on group insurance it is not. So if you get insurance through a comapny even after being diagnosed you should be okay.

Call them again and tell them you need insurance coverage immediately due to pregnancy. You can not be denied. Don't let them send you in circles!

As far as I know, IVF is offered only thorugh group insurance coverage. We delayed seeking fertility treatment in order to get our insurance worked out first. My husband and I formed our own husband/wife group (he owns his own business, I went to work for him, he pays employee taxes on me). Our accountant helpd us with the paperwork. After we set all of this up we applied for group coverage. We did this in order to get maternity coverage, which is otherwise unavailble in Texas.

I have healrh, dental and vision insurance through work but I was still approved for Medicaid. It goes by income, not current coverage so that's expecially helpful if you're like me and are having a really hard time working because of fatigue and such. They will access or request your pay stubs to go off of what you are really making in a pay period.

I read a few of you mentioning in other posts about 100% insurance coverage which sounds great. Based on the insurance I have right now, I pay Upto 3000 out of pocket for my entire pregnancy and after paying 3000 my insurance pays 90% of any additional expense after that. So my question is, which insurance covers 100% of pregnancy cost. Thank you.

Has anyone had experience with Fibrospect test being denied insurance coverage? I have PERS Blue Cross and my insurance is refusing to cover the test, saying it was not medically necessary or appropriate. I am a G-2b and did not have a biopsy since I had planned on being treated regardless of stage of liver damage. I've been fighting with my insurance about this for six months. Any suggestions from anyone?

Insurance Coverage For Emerging Therapies in the Treatment of Hepatitis C Virus PRNewswire/ -- HealthLeaders-InterStudy and Fingertip Formulary find that only about half (53 percent) of surveyed pharmacy directors expect their health plans to cover both Merck's boceprevir and Vertex/Johnson & Johnson/Mitsubishi Tanabe's telaprevir, when they enter the market for the treatment of the hepatitis C virus.

- Your insurance company is no longer allowed to cancel your policy if you get sick - Your insurance company cannot deny you coverage or charge you more if you have a pre-existing health condition - Your insurance company must allow you to keep your children on your plan until they turn 26 years old or get a job that provides health insurance. - Your insurance company cannot impose lifetime caps on you health coverage.

ve been finding out now basically how crappy there maturnity coverage is and now we have an ultra sound next week and more bloodwork. Are there any insurance companies that cover pre-existing conditions or some kind of program that helps with th costs? I'm getting so stressed I don't want to eat cup of noodles the rest o my pregnancy!

has anyone had insurance deny coverage because they say that the surgery is not a proven procedure im in the process of appealing this and was curious if anyone had any luck doing so thanks Derek

I just got a new job 2 weeks ago and my fiances insurance wont cover my pregnancy. Any help on what other options I have?

My son was recently in a car accident. He is ok but so far has missed 6 days of work and will not be cleared for work by the doc for at least another week, The driver of the car was insured- but he was arrested at the scene for DUI. My question is, can we expect the driver's insurance co to cover my son's medical expenses and lost wages?

I get my health coverage at work and I'd like to keep my current plan. Will I be able to do that? How will my plan be affected by the health law? A: If you get insurance through your job, it is likely to stay that way. But, just as before the law was passed, your employer is not obligated to keep the current plan and may change premiums, deductibles, co-pays and network coverage. You may have seen some law-related changes already.

I am towards the end of my second year without any treatment for my ruptured disck (C5). It is from a work injury and I am still fighting with their insurance company for coverage. My symptoms are very bad headachs, tingling, pain and coldness in arm, shoulderblade pain, upper back pain, numbness and pain in thumb, blurred vision when I have the heardachs, and loss of stregth in the arm. I am worried about perminante damage of the nerves what else might I expect?

If you have lets say BCBS and a prescription coverage is the covered? Medication for treatment?

It may be too late to try and continue coverage via COBRA since the insurance co. said your insurance ended 12/31, but you could look into it and see if there is any way to continue the coverage. http://cobrainsurance.com/COBRA_FAQ.htm#How long must COBRA continuation coverage be available to a qualified beneficiary? Others on the forum may know more about this type of situation than I do.

d call and ask your medical insurance representive to give you their best advise about coverage for each visit you're likely to have.

Vision insurance coverage

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