and plus, if you have a donor, the
cost to the hospital is higher, but overall your after care
cost should be lower due to less rejection, so it ends up being a wash in the end, as far as the insurance goes, cost wise.
I think you have to allow your sis some time to process....it is one thing to say you will when it isn't needed, and another thing to look posible death in the face for real. Just give her some time is all, to come to grips with it...I'm sure love will prevail.