How does health insurance work

Common Questions and Answers about How does health insurance work

insurance

Avatar f tn How does it work if im covered is the baby? Is the prebirth visits/ delivery covered? Im so confused... first pregnancy and im considering options.. i need someone to break everything down for me.. idk how im gonna afford a kid....
Avatar f tn How does it work? If im coverd is the prebirth / delivery covered? Im so confused this is my first pregnacy i dont know what to do...
Avatar f tn I was interested in seeing how many of us have health insurance vs no health insurance.
Avatar n tn Alright, so I'm on my dad's health insurance through his work. It's upmc. Well, my boyfriend & I are getting our own place & my dad told me I can't change my address & stay on his health insurance. How true is this? Because I just looked it up & it said that a child under 26 can remain on a parents plan even if they don't live with them. I just want to know for sure because I can't afford it on my own. Especially not with the baby coming.
Avatar f tn What health insurance coverage/plan do you have? How much do you pay deductible and premium? Im so confuse about that. I'm 35 and planning family soon, but I'm so confused about this. thank ;you Just trying to get an idea.
Avatar f tn So i got a form today from the insurance i applied for. it came with a MC 210 state of facts sheet but i don't understand how to fill it out. does anyone know how to? it would mean so much if someone can please help me on this. my insurance well temporary insurance expires this month so i need to send this in asap so i can get it asap.
Avatar m tn The state is requiring me to have a doctor fill out forms stating my condition an how it affects my ability to work and function but can't seem to find a doctor who specializes in chiari that will accept the insurance for the visit. I've call several areas in central PA but found no doctor who is familiar with chiari who will take state insurance. Does anyone know of a doctor who will?
Avatar f tn its so lame. Husband doesnt have insurance through work either...fortunately my office is giving me a discount and a payment plan worked out otherwise i dont know what wed do. Impraying baby will be on time, and come naturally so i can deliver at my offices birthing center...i dont know how we ll pay hospital bills if i have t go there.
Avatar n tn Hi, I just found out I do not have health insurance. We thought it would be until the end of the month but it's already done. I wad still under my moms plan and she was laid off last month. Well I had medical assistance through the state my last pregnancy but they dropped me when she was a month old because of my fiance's income. My daughter still has medical assistance.
Avatar f tn I'm 18 and still on my parents insurance... It's geisinger.. does anyone know if I will still be covered for my doctors visits and such since I'm pregnant or am I pretty much screwed?
Avatar f tn Guidelines Applicable to Employers With More Than 50 FTE Employees Beginning March 1, 2012, businesses with more than 50 FTE are required to inform all staff in writing that there is a health insurance exchange, how to contact the exchange, and that the staff members might be eligible for a tax credit that serves as premium assistance.
Avatar f tn Hi Frrecks, I'm sorry that I don't know anything about the insurance, since we still have private insurance. It has to be so difficult to set aside the financial worries and concentrate on feeling better. I do know a lot of the DMD companies have programs to assist anyone without insurance. As for my private insurance cost, my employer just finished the open enrollment for next year and here is what I will be paying for my health insurance - $238.00 a month for me and my spouse.
6927110 tn?1393318669 Hi everyone, Im 18 years old and currently 29 weeks pregnant. Im due in February but am going to be under different medical insurance as of January 12, 2014. Im under my dad's insurance and he had to sign for a different policy the other day(due to his job). Im curious to see if anyone else has been in this situation as well and if they have any advice for a first time mom? I'd also like to add that currently I have Kaiser Permanente and will have HMSA in January.
Avatar n tn m currently 20 weeks and not working at the moment but I do have money save up. Does anybody know any health insurance that will help??
387294 tn?1207620185 My son and daughter may be looking for health insurance after they leave college and are no longer dependents. My daughter has been diagnosed with a bicuspid aortic heart valve. She has a healthy heart and it is working well. With this impact her chances to get health insurance on her own? Will it impact our ability to continue her insurance after the cobra period is over on our insurance?
Avatar f tn I'm in a tricky situation. Both me and my husband work full time. And he is military but his benefits don't kick in until October. I am 6 weeks pregnant and do not have insurance. I have no idea what doctor would take a patient with no insurance. We are ineligible for medical help through the state due to our incomes and we don't have insurance through work because it would be pointless to keep through October and then have to cancel it.
4097344 tn?1349754756 im in need of some help. i need health insurance but i just lost my job. now that i have palpitations im scared to drive or do anything. i went to the er and they did a ct scan with contrast and said they didnt find anything wrong. i just feel like crap. out of energy. all blood test came back good. i got a ct scan with contrast for my head last week but i havent heard back from them with the results so im guessing they didnt find anything.
290867 tn?1333569278 What am I suppose to do if my insurance expires through work because I am now on bedrest and my husband makes too much for us to get medicade. I live in Missouri any thoughts?
Avatar f tn By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. Affordable health insurance plans available from Blue Cross California, Blue Shield, and top health insurance carriers. Health insurance quotes are instantly available online for you to review.
572651 tn?1530999357 Thank you for posting this. I've had clients ask me about this today even if I don't work in the health side of the business it's inevitable that someone still asks for my opinion. You are awesome!!! Hope you are doing well. I thought of you when 10/1 came around. I trust all is going well with you at work.
701252 tn?1234375689 When I went out of town last week, I felt my body recovering then when I went back to work Tuesday, it started to feel horrible again.
Avatar f tn I am going to lose my health insurance soon. I was wondering if anyone knows of any government programs I can participate in in order to afford doctors appointments and delivery.
Avatar n tn Dear jack1122, Dear jack1122, With your pr-existing condition you should contact the Illinois Comprehensive Health Insurance Plan which is guaranteed issue which means you can not be declined due to your pre-ex condition. You can browse their website @ http://www.chip.state.il.us/ and use their “EXPLORE THE CHIP WEBSITE” tool (especially look for the premium calculator under UTILITIES) and call them at Toll Free 866-851-2751 or 217-782-6333 if you have any questions.
Avatar m tn Hi, I was wondering if anybody could help me with a health insurance question? About a year ago Anthem Covered two separate visits to the doctors office that I had gone to. So initially they paid and I thought I was all set. Now, almost a year later, they retracted payment due to my coverage ending within days of the visits. I understand if I wasn't covered, but I am wondering how they can pay for it and then decide they were wrong and bill me a year later?
Avatar n tn When dealing with chronic fatigue, no matter how good your GP is, a consult with the endochronologist is very important. If he does not have insurance tell the doctor ahead of time. You will find you can ask what the tests will cost and bargain over the prices. The price for "cash" tests is often much lower than what would be billed to insurance.
Avatar n tn Our healthcare costs have been rising at a rate much faster than any other cost of living in this nation as well as compared to other industrialized nations. Yet we have millions of people who cannot get health insurance coverage for a multitude of excuses by these insurance companies. People know that all it takes is an illness or giving birth, getting labwork, Xray, ER, mental illnesses to name just the top of the iceberg, can all lead these uninsured people to financial ruin.