Health insurance yearly cost

Common Questions and Answers about Health insurance yearly cost

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Avatar n tn You see, to recover the charges incurred by the hospitals for those who can't pay, the hospitals charge those who do have insurance, even higher fees for services through the patient's health insurance costs. Well, the health insurance company needs to be making profits too, so they increase the cost to the people and businesses buying into the insurance program. Many people cannot afford even these fees. It is a vicious cycle.
Avatar n tn But I am also at a level where expensive medical realities are going to hurt me financialy. 1.Should I get some kind of health plan or health insurance before I go in for this test? So that way I will be able to absorb the costs of this thing if/when they find stuff out? 2.Is it possible to get some kind of health insurance after being diagnosed? And not through a company but as an individual through a health plan? 3.Does anyone have any links about this kind of thing? 4.
1036535 tn?1278506199 We can have private health insurance as well as medicare if we want to spend more of our income lining insurance company's pockets. Frankly I cannot see why anyone would. The previous gov wanted to go down the american path but was stopped, thank goodness. Some non-life-threatening things DO have long waiting lists in the public system.
Avatar n tn I got a new job today....my former job used United Health Care which approved my treatment...my new job also uses United Healthcare it will just be a different group and policy number....do I need to tell him I have hep c and currently on tx...just not sure the correct protocol...thanks....
876473 tn?1240167269 but that is what we have done with health insurance companies. 2. They have been given the ability to withhold services If all United Health Care (for example) did was to provide insurance, they would not be vilified as they are. But since the only data available for medical care was the claims data they hold, they were put in a position to control cost. This was sensible initially, as they had both the data and the means (denying unnecessary care) of cutting cost.
Avatar m tn Weve got health insurance. Good health insurance. Blue Cross/Blue Shield. The whole family went to the eye doctor yesterday. All had exams and each exam was $10. Yeah, $10 bucks!!! Pretty awesome.... glasses for the whole outfit excluding me, even with good insurance is going to cost $700. So much for that good insurance. Who knows what it would have cost if I was going to get glasses....
Avatar f tn That cost me $3,500 before I even got insurance. That was the amount of surgery to have all her teeth removed. She has since been diagnosed with asthma and needs to use an inhaler once a day, along with the many problems this causes for her bronchial tubes. The medication for that is $140 a month---which Pet Plan pays for. She also needs various antibiotics due to the Herpes virus causing the URI, which are made worse by the asthma.
290018 tn?1240369468 They only cover a certain percentage depending on your coverage selections. My health insurance pays for EVERYTHING except for $150 copay but I have excellent health insurance. My guess is if you have United, you will probably acrrue a similar hospital bill but your best bet would be to call United directly.
Avatar n tn Since I'm sitting in limboland whiling away my time, I thought this would probably be a great time to start looking into some sort of disability insurance (no pre-existing conditions, yet!). Take advantage of the situation a bit, I suppose. So, here's my question - what sort should I be checking out? As I understand it, disability insurance will only cover lost wages, and long term insurance is more for nursing homes and whatnot.
Avatar f tn Later had surgery to remove his eye...all related to the disease. He was on the insurance for probably 13 yrs for a total cost of over $3000..........however his Vet bills for the last 3 years of his life would have been well over $10,000. So the insurance allowed me to keep him alive and healthy for as long as possible without having to worry about the costs....big plus. there was never any haggling with PETCARE ever.
Avatar m tn I have had health insurance for so long I don't have any current experience with buying medical service directly, but admit my wife had our first child when we didn't have health insurance. We managed to pay the cost. The big issue I am aware of is the cost that an insurance (or Medicare/Medicaid for government provided) company negotiates with "in-network" providers is much lower than the "list price".
483814 tn?1214315080 I've got a hospital health plan here but it doesn't pay for meds. I'm wondering what the meds alone would cost me in the States. Since they're all imported down here, they're going to be really expensive. Maybe I could come back to the States for tx, or just to buy the meds, and get care and tests under my Argentine hospital health plan. Heck, the round-trip airfare is only about $1,000, which isn't a lot compared to the prices of pegasys and ribavirin that were posted.
389974 tn?1331018842 How much do families spend on health care? The Milliman Medical Index is a yearly tabulation of the amount spent by families with PPO insurance. For 2009, the average cost for a family of four was $16,771. In the same year, the federal poverty level is $22,050. What is very interesting is the geographic variation in the spending on health care. Miami families, at $20,282, spend much more than Seattle families, at $15,564.
438514 tn?1305737740 Hi All, I just wanted to let you know that for myself, Blue Cross/Blue Shield of Michigan paid the entire cost of the BRCA testing. I feel like this is such a breakthrough. The fact that a PPO plan would pay for the full cost based on family history. Perhaps the other BC/BS of various states and other plans will also now finally consider the value of the testing. The good news for me in addition to the payments was that it all came back negative.
Avatar n tn I was diagnosed with cavernous angiomas in the last couple of years and have to get yearly MRIs for monitoring. The first MRI I had cost less than $2,000. Recently, I went to UCSF for a MRI/MRA and the bill was almost $10,000!! The insurance company negotiated the hospital fees down to around $8,000 (from looking at my EOB). I'm very thankful I have insurance since I can barely afford the 10% copayment!
Avatar f tn The basic plan would cost an average of $1200 a year and still cost $800 out-of-pocket for one appt monthly and the catastrophic would be $3600 in premiums yearly and still cost $750 out-of-pocket for a monthly doctor's visit at $100 a visit. So the thing is, you're paying about $4400 a year for the United catastrophic insurance for just doctor's visits. If you were to pay out of pocket it would be $1200 a year. Same $100 doctor's visit.
572651 tn?1531002957 This is a good time to ask again - What does your MS disease modifying treatment (DMT or DMD) cost? I am on Tysabri and I looked at the numbers - My insurance company, Blue Cross/Blue Shield, was charged $5,829.48 for my monthly infusion in December 2013. At the beginning of 2013, that cost was 'only' $3,901.90 . That is a crazy price increase in just 12 months.
Avatar f tn I began losing alot of weight really fast and knew something was up cause I've been the same weight/pant size since high school. I don't have insurance but go to the health dept. when needed. On my last yearly visit I told them about weight lose and they did blood work.
419309 tn?1326506891 (1) Has anyone had to change health coverage/insurance carriers during treatment? Due to misinformation from my pharmacy and current HMO as well a low prescription maximum, my husband may have to change insurance carriers during treatment. Besides making sure all his doctors are still "in-network", is there anything I should be checking on before changing policies? (Thankfully, pre-existing conditions are not at issue, so we're ok there.
Avatar m tn Unlike you, because of the incident and my acute symptoms, they diagnosed the illness almost immediately, so I did NOT have to do a biopsy. The health insurance issue was a BIG one for me. I almost stayed abroad to get the meds for free (socialized medicine). Instead I took the risk, returned and got help from Roche's patient assistance program (1-877-734-2797). I DO pay for Dr.
1310633 tn?1430227691 The report by the inspector general for the Department of Health and Human Services said Medicare, the government health insurance system for seniors, paid nearly 474,000 claims for vacuum erection systems (VES) totaling about $172.4 million from 2006 to 2011. Yearly claims for the devices nearly doubled from $20.6 million in 2006 to $38.6 million in 2011. According to the Mayo Clinic, penis pumps are one of a few treatment options for erectile dysfunction.
280485 tn?1249017444 I hear you regarding health insurance, pep. Something needs to change. I don't know the answer, but I don't want to see the government start running the show.
960887 tn?1283485836 Should you get pet health insurance for your dog? Ask the owners of Deuce, a 2 year old, 80 pound black Labrador Retriever, who lives up a mountain canyon in Colorado. Deuce arrived at our emergency clinic on July 27th, with a very swollen leg, the result of a rattlesnake bite. Fortunately, rattlesnakes in our part of Colorado do not have very potent venom, and most patients survive.
1207048 tn?1282177904 Anyway, in Australia we have a choice to have private health insurance or not, we pay around $500 a year as a health levy, at tax time and a little more if your earnings are high. Additionally to this, if your scripts go over a certain amount, the remaining scripts are heavily substituted by the government.
1142551 tn?1264740530 I then looked into other assistance programs, but they require enrollees to be without insurance, and giving up my health insurance is just not practical. So I then considered drug discount cards and the best deal I could find was a 10% discount, a cost that is still too prohibitive. So I am left with the real possibility of either using what little savings I have to cover this medication, until my savings are exhausted, or to go without one of the only medications I've found that helps me.
514494 tn?1376514748 I really enjoyed watching this 5 minute video clip from Tom Daschle talking about the U.S. Healthcare System. If you have a few minutes to watch it, pay particular attention at the ~3:30 mark. Enjoy! http://fora.
Avatar f tn My insurance is changing and we need to choose between the Assurant Health Silver and Gold plans. Our family's major yearly insurance expense is for my copaxone 40 mg. It is impossible to find out what the cost is through the different plans as they regard this as proprietary information (this information should be a by law but it isn't) Any advice on silver vs gold Assurant plan re cost of copaxone?
1530342 tn?1405020090 What are some other parts of the law that are now in place? A: You are likely to be eligible for preventive services with no out-of-pocket costs, such as breast cancer screenings and cholesterol tests. Health plans can't cancel your coverage once you get sick – a practice known as "rescission" – unless you committed fraud when you applied for coverage. Children with pre-existing conditions cannot be denied coverage. This will apply to adults in 2014.
Avatar f tn Health care reform will expand access to high-quality health insurance, and give individuals, families, and businesses more choices for coverage. Right now, big corporations decide whether to give you coverage, what doctors you get to see, and whether a particular procedure or medicine is covered—that is rationed care. And a big part of reform is to stop that.