Health insurance qualifying event
Common Questions and Answers about Health insurance qualifying event
insurance
If you get denied for medicaid that is considered a qualifying life event to go through the health insurance market place after Feb 15
Dear kelleymonica,
In case of a qualifying event such as death or divorce, Federal COBRA can be extended from the original 18 months to as long as 36 months (18 + 18 = 36 months); however it doesn't seem like you have had a qualifying event (as described by COBRA law).
The good news is that after exhausting your COBRA you are HIPAA (Health Insurance Portability & Accountability Act) eligible, which means you will qualify for some type of coverage depending on your State of resident.
Hi, I just found out I do not have health insurance. We thought it would be until the end of the month but it's already done. I wad still under my moms plan and she was laid off last month. Well I had medical assistance through the state my last pregnancy but they dropped me when she was a month old because of my fiance's income. My daughter still has medical assistance.
m not sure how it is with mass health but I am 19 as well I had to get my own insurance because blue cross blue shild wouldn't have me on my dad's insurance being pregnant. Sooo I would really talk directly to the insurance company to make sure you don't want to do something that's not under the insurance and then have to pay alot.
s medical plan but even w/his insurance, with NO income, the co-pays and medicines are too high....does anyone know of an organizations or discount programs or low cost supplemental insurance that would help?..at least until/if i'm approved for disability??
If you search on line under health insurance there are policies you can get. Check with your state insurance department. Some states like NY have a non preexisting law which means you MUST be covered without a waiting period. The only way a new insurance cannot cover you is of you did not have coverage for 61 days. Contact your last job. By FEDERAL LAW they MUST offer you COBRA insurance. You musty pay for it but they have to offer it to you fro 18 months.
Depending on what you consider affordable, privately purchased health insurance is available to qualifying applicants. Qualification is determined through the process of underwriting in which your current state of health will be decisive for the approval of your application. To most traditional health insurance carriers being tested, treated, examined, consulted with, received advice on or had symptoms of a condition could be construed as Pre-existing Condition.
a person in indiana is hep c positive. needs treatment, but has no insurance till december when she is passed her probationary period at work. where can she go for help and treatment? Can the famil doctor prescribe treatment, or must she she a hepatologist?
Excellent answer. Thank you.
Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.
Hi, I was wondering if anybody could help me with a health insurance question? About a year ago Anthem Covered two separate visits to the doctors office that I had gone to. So initially they paid and I thought I was all set. Now, almost a year later, they retracted payment due to my coverage ending within days of the visits. I understand if I wasn't covered, but I am wondering how they can pay for it and then decide they were wrong and bill me a year later?
Hi Frrecks,
I'm sorry that I don't know anything about the insurance, since we still have private insurance. It has to be so difficult to set aside the financial worries and concentrate on feeling better. I do know a lot of the DMD companies have programs to assist anyone without insurance.
As for my private insurance cost, my employer just finished the open enrollment for next year and here is what I will be paying for my health insurance - $238.00 a month for me and my spouse.
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