Health insurance options for students
Common Questions and Answers about Health insurance options for students
insurance
I was wondering if I lose my mothers medical insurance (Bluecross Blueshield of Iowa) if I don't go to college next year? My brother did but I was told I wouldn't because I'm considered a dependent. The reason why is because I became paralyzed in 11th grade. Do you believe this is true?
Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.
Dear Paula526,
Depending on where you live, there are plenty of affordable private individual health insurance plans that you can apply for. Just keep in mind that private individual health insurance is “underwritten” in most states & not guaranteed issue. That means whether or not the carrier issues a policy will depend upon the applicant’s health history. I am not saying every simple flu or cold can get you declined, but I am saying that it is considered during the underwriting process.
I have no idea what doctor would take a patient with no insurance. We are ineligible for medical help through the state due to our incomes and we don't have insurance through work because it would be pointless to keep through October and then have to cancel it. Of course I won't wait til October to be seen, but what are my options??
Chiropractors do not give massages unless you've got a multi-talented chiropractor on your hands.
Prenatal massage is kind of a specialty massage because of all the care required so I think you would have to go to a massage therapist who knows specifically how to perform prenatal massages and has the appropriate equipment.
Can you ask your insurance people if they know anyone who can provide a massage for you?
s a given as we all have health insurance as per the Canada Health Act. Supplemental insurance for most prescription meds, eye care, dental care is another matter and covered by supplemental health plans. I have that too.
Other interesting questions would include how much do each of us pay for premiums, how much are our co-pays.
I'm curious about how much $$$ is spent in total one year on my health care including physician visits, radiology, ER visits, etc.
I'm stay at home Mom and 34 weeks pregnant, my husband might be out of job before the baby is born and I'm trying to figure out what are my options for health insurance. Has anyone had to go through this situation before ? Any suggestions would be helpful.
If no insurance and need antiviral drugs, possible to get generic brand of entecavir from India, about $700 for one year's usage, per HR.
Hey, I'm 22 and this is my first pregnancy. I am 5 weeks and 3 days. My husband makes too much for us to qualify for Medicaid but I don't qualify for any other health insurance as well (that I know of). Everything will have to be paid out of pocket. And trust me, we don't make enough for us to pay out of pocket. We have other medical bills that haven't been paid as well. Do I have any other options??
I think that your history of tooth decay dictates the amount and frequency of x-rays that are needed. That being said it is vitaly important that your periodondal condition must be monitored regularly. In my practice I take a full mouth series every 5 years. I don't think you can treat your health that being both medical and dental by the insurance you have or don't have. You are doing yourself a disservice.The least expensive dentistry is preventive dentistry.
I had a baby two years ago without insurance and I'm still paying! It wasn't bc my hubby and I were ignorant about the options available for assistance it's bc we couldn't qualify. My first baby i had state insurance and it was fantastic bc they paid 100% for everything.
Right now a major concern they also have is what options will be available for my brother when he is no longer covered under my parents health insurance and he is a college student himself trying to make ends meet. I know there must be something someone knows that can help one way or another. Any advice please?
I worked extensively with International Students at my last position for may years. I know the challenges you face when coming to our country especially with health care.
Have you contacted your sponsoring agency? Not the one that employees you but the agency that helped you to come to the USA? They should be able to assist you in any health related issues. Also see your employer's Human Resource Department. They should be your advocate.
And I wouldnt even really have many options for healthcare for her or me. Luckily I have a health plan http://www.mybenefitsplus.com/aagate if it wasnt for that discount health and dental plan. I wouldn't be able to afford anything...and my mother wouldn't even qualify for any thing...not health or medical... and heardly any type of vision or prescription plan. Its crazy what america has done to its citizens!
Recommended
