Health insurance laws

Common Questions and Answers about Health insurance laws

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290867 tn?1333569278 Something I learned from our insurance agent is that if you currently have health ins. MOST ins companies will pick you up if you choose to go with them. We were worried about not being able to switch because of pre-existing conditions, but she said we don't have to worry about that.
Avatar f tn The affordable health care act isn't actually insurance, its just a new set id laws that require more robust benefits and standards for health insurance companies. There is also a marketplace that you can search through to find the right insurance plan for you. You can compare the different insurances available and find out what the prices are in your state. In some cases you can receive government subsidies to help pay the costs if you can't afford it all yourself. Healthcare.
393685 tn?1425812522 The guidance was issued to explain the relationship between the Family Educational Rights and Privacy Act (FERPA) and the Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Rule and “to address apparent confusion on the part of school administrators, health care professionals, and others as to how these two laws apply to records maintained on students.” Hospitals are, of course, familiar with HIPAA.
Avatar n tn com/health-insurance-101/when-you-are-expecting. I would recommend checking out your state laws -- some states allow maternity-only health insurance to be sold, other states require that any policy written has maternity insurance included, and still others have no rules on the topic.
Avatar f tn You might want to reapply for approval because I was just informed by my insurance co. that the new health care laws go into effect today which eliminates lifetime limits, pre-existing conditions, and other things that I used to have.
Avatar n tn HIPAA has many limitations including not protecting those who are individually insured, not offering protection for disability and life insurance, and HIPAA does not prohibit using genetic information as a basis for charging a group more for health insurance. Because of the limitations of HIPAA, several states have enacted their own laws to provide additional protection against genetic discrimination.
Avatar n tn I have just found out that my Health Insurance co is going into liquidation. This is a great concern for me. I am in the process of getting tests/screening for colon cancer. I haven't done any tests yet. They are schedule for June. I will not be able to go thru with this if I do not have coverage. The colonoscopy alone is too expensive. My question is will another company pick me up with this condition already on the table??? What should I do? What are my options?
4762847 tn?1360881934 Now because of this we can't afford the insurance my fiancé was ALREADY PAYING FOR through them.
Avatar f tn Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.
Avatar f tn Call your health plan provider. It's different with each state, I believe.
Avatar n tn Hi, I just found out I do not have health insurance. We thought it would be until the end of the month but it's already done. I wad still under my moms plan and she was laid off last month. Well I had medical assistance through the state my last pregnancy but they dropped me when she was a month old because of my fiance's income. My daughter still has medical assistance.
Avatar f tn What health insurance coverage/plan do you have? How much do you pay deductible and premium? Im so confuse about that. I'm 35 and planning family soon, but I'm so confused about this. thank ;you Just trying to get an idea.
387294 tn?1207620185 My son and daughter may be looking for health insurance after they leave college and are no longer dependents. My daughter has been diagnosed with a bicuspid aortic heart valve. She has a healthy heart and it is working well. With this impact her chances to get health insurance on her own? Will it impact our ability to continue her insurance after the cobra period is over on our insurance?
Avatar f tn I am going to lose my health insurance soon. I was wondering if anyone knows of any government programs I can participate in in order to afford doctors appointments and delivery.
3180580 tn?1344745287 m super excited to meet my little girl and such. i am 17 and a senior in high school. what kind of health insurance would be options for me to get got my baby.
Avatar n tn m currently 20 weeks and not working at the moment but I do have money save up. Does anybody know any health insurance that will help??
Avatar m tn Hi, I was wondering if anybody could help me with a health insurance question? About a year ago Anthem Covered two separate visits to the doctors office that I had gone to. So initially they paid and I thought I was all set. Now, almost a year later, they retracted payment due to my coverage ending within days of the visits. I understand if I wasn't covered, but I am wondering how they can pay for it and then decide they were wrong and bill me a year later?
4097344 tn?1349754756 im in need of some help. i need health insurance but i just lost my job. now that i have palpitations im scared to drive or do anything. i went to the er and they did a ct scan with contrast and said they didnt find anything wrong. i just feel like crap. out of energy. all blood test came back good. i got a ct scan with contrast for my head last week but i havent heard back from them with the results so im guessing they didnt find anything.
Avatar f tn Hi Frrecks, I'm sorry that I don't know anything about the insurance, since we still have private insurance. It has to be so difficult to set aside the financial worries and concentrate on feeling better. I do know a lot of the DMD companies have programs to assist anyone without insurance. As for my private insurance cost, my employer just finished the open enrollment for next year and here is what I will be paying for my health insurance - $238.00 a month for me and my spouse.
Avatar n tn What are the best health insurance sites/companies/agents? When you search health insurance you get ehealthinsurance.com, and healthinsurance.org, and http://www.HealthPlanOne.com as the top 3 but I want to know if you have found better ones than these ones.
Avatar n tn Alright, so I'm on my dad's health insurance through his work. It's upmc. Well, my boyfriend & I are getting our own place & my dad told me I can't change my address & stay on his health insurance. How true is this? Because I just looked it up & it said that a child under 26 can remain on a parents plan even if they don't live with them. I just want to know for sure because I can't afford it on my own. Especially not with the baby coming.
Avatar f tn If you're in the USA than I believe by law, health insurance must cover pregnancy appointments and delivery. It doesn't matter if your on your parents insurance or not. Now, how much they pay could be iffy so you're best bet is to call or ask your mom to call. One thing to think about, grandchildren cannot be extended on to the grandparents health insurance most of the time.