Health insurance lapse
Common Questions and Answers about Health insurance lapse
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If you are currently covered on an insurance plan & you get laid off, & you plan to switch to your partner's plan RIGHT AWAY...then there shouldn't be an issue with pre-existing conditions. It's only when you have a lapse in coverage when this comes into play. I think when I looked up info on it, there is a certain amount of days that you shouldn't go without health insurance..They want you to have continuing coverage.
If drug treatment is covered by your health insurance- can it be denied as a "pre-existing condition" if you were getting treatment and paying out of pocket before you got the insurance??? Anybody know? Someone told my son that because of ADA it cannot be denied. Anybody know?
im sure it wouldnt stop u from getting health insurance, but normally u have to declare previous/present problems and it wont cover them. ie if u were to take out private health insurance now, then it wouldnt cover u on anything to do with ur breast problems. thats just what im guessing from previous experience, i may be wrong of course but thats how it normally works.
Don't let that policy lapse! You will not be able to get it again, even if you clear the virus. You will have antibodies the rest of your life and even though "cured" insurance companies consider you high risk. It is their loss because once SVR( "cured") people live out a normal life. There is probably an insurance company somewhere that insures "high risk" med conditions but it will cost you an arm & leg.
Weve got health insurance. Good health insurance. Blue Cross/Blue Shield. The whole family went to the eye doctor yesterday. All had exams and each exam was $10. Yeah, $10 bucks!!! Pretty awesome.... glasses for the whole outfit excluding me, even with good insurance is going to cost $700.
So much for that good insurance. Who knows what it would have cost if I was going to get glasses....
Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.
Hi, I just found out I do not have health insurance. We thought it would be until the end of the month but it's already done. I wad still under my moms plan and she was laid off last month. Well I had medical assistance through the state my last pregnancy but they dropped me when she was a month old because of my fiance's income. My daughter still has medical assistance.
Hi, I was wondering if anybody could help me with a health insurance question? About a year ago Anthem Covered two separate visits to the doctors office that I had gone to. So initially they paid and I thought I was all set. Now, almost a year later, they retracted payment due to my coverage ending within days of the visits. I understand if I wasn't covered, but I am wondering how they can pay for it and then decide they were wrong and bill me a year later?
Hi Frrecks,
I'm sorry that I don't know anything about the insurance, since we still have private insurance. It has to be so difficult to set aside the financial worries and concentrate on feeling better. I do know a lot of the DMD companies have programs to assist anyone without insurance.
As for my private insurance cost, my employer just finished the open enrollment for next year and here is what I will be paying for my health insurance - $238.00 a month for me and my spouse.
Alright, so I'm on my dad's health insurance through his work. It's upmc. Well, my boyfriend & I are getting our own place & my dad told me I can't change my address & stay on his health insurance. How true is this? Because I just looked it up & it said that a child under 26 can remain on a parents plan even if they don't live with them. I just want to know for sure because I can't afford it on my own. Especially not with the baby coming.
If you're in the USA than I believe by law, health insurance must cover pregnancy appointments and delivery. It doesn't matter if your on your parents insurance or not. Now, how much they pay could be iffy so you're best bet is to call or ask your mom to call. One thing to think about, grandchildren cannot be extended on to the grandparents health insurance most of the time.
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