Health insurance high risk pool

Common Questions and Answers about Health insurance high risk pool


Avatar f tn The Oklahoma High Risk Pool provides health insurance to Oklahoma residents who have been denied coverage. Before your friend's COBRA runs out, she would need to apply for major medical coverage with a local Carrier (doesn't which one or for what plan becasue she will most likely get denied anyways) & get a formal declination letter.
Avatar f tn That may not be enough to provide coverage for all the people who want to enroll in the next three years. Ms. Sebelius said the high-risk pool could provide “immediate relief to potentially millions of people.” “Beyond the minimum statutory requirements,” Ms. Sebelius said, federal officials will give states a large degree of discretion in devising their programs. State high-risk pools, all of which operate at a loss, paid a total of $1.
Avatar f tn The pre existing clause under the Affordable Care Act does not go into effect until 2014. There is until that time a Federal High Risk Pool but you have to be with out insurance for 6 months and not be eligible for a group plan. Some States have High Risk Pools. The rules vary State to State. All the High Risk Pools have limited funding so when they are full they are full. On the good side in our State most people do not apply for them so both the State and Federal are available.
387294 tn?1207620185 My son and daughter may be looking for health insurance after they leave college and are no longer dependents. My daughter has been diagnosed with a bicuspid aortic heart valve. She has a healthy heart and it is working well. With this impact her chances to get health insurance on her own? Will it impact our ability to continue her insurance after the cobra period is over on our insurance?
Avatar n tn In Maryland, the state high-risk health insurance pool, the Maryland Health Insurance Plan (HHIP) has been designated as the guarantee-issue option for individuals exercising their HIPAA rights.
Avatar f tn McCain would deregulate insurance, leaving insurance companies free to deny coverage to those with health problems — and his proposal for a “high-risk pool” for hard cases would provide little help.So what would happen? The good news, such as it is, is that more people would buy individual insurance. Indeed, the total number of uninsured Americans might decline marginally under the McCain plan — although many more Americans would be without insurance than under the Obama plan.
Avatar m tn Each State has to set up a federal High Risk Pool until the health exchanges come in in 2014. If the state will not set these up the federal government will but it will take time. You can not be eligible for any other insurance to qualify for a High Risk Pool. You can not turn down private insurance because it is too expensive and go into the HRP. Many states such as NC also have HRPs but it is first come first serve until the money runs out.
Avatar f tn If you dont have credible coverage and BCBS will not cover Chiari treatment, then I would direct you to the Insurance High Risk Pool in your state. Call the department of insurance and inquire. There is now a federal option that has no preexisting exclusions, I am not sure how it is set up state to state and if the requirements are the same. I hope all this helps. I am an insurance broker so this is one area I can help in.
572651 tn?1530999357 The Ohio uninsured pool for high risk, existing conditions opened today. I understand that there are limited policies available, so don't delay if you want to see if you qualify. you have to be without insurance for at least six months and have a pre-existing condition (MS is one!) I have no idea when the other states come online with their policies - it might have been today, as well.
Avatar f tn s health care reform those with pre-existing conditions who do not have insurance will be eligible for affordable health insurance through a federal high risk pool starting around July 1, 2010. This high risk pool will provide gap coverage until the permanent health care provisions concerning pre-existing conditions are implemented in 2014.
620923 tn?1452915648 Please note that if you currently have insurance coverage that doesn’t cover your medical condition or are enrolled in a state high risk pool, you are not eligible for the Pre-Existing Condition Insurance Plan. You must have a pre-existing condition or have been denied coverage because of your health condition.
Avatar m tn Now I plan to emigrate to Asia and thus have to find me an international health care insurance; for me it is important that I will be accepted at my age(without prior examination),fair insurance-rates and conditions that don't allow the insurance-company to "throw you out" in case you got "too expensive" and refuse to renew the(annual)contract?
Avatar m tn Private insurance companies could not, and would not, cover high-risk individuals unless they could spread the costs among a wide pool. And unless young, healthy people were given incentives to join the pool, they would opt out," as many do now. Gostin concluded that the individual mandate "is not an unjustified limit on freedom, but rather is vital to a decent society.
280299 tn?1216855676 Yes. Unfortunately there are key words in a doctor's report that automatically bump you into a high risk category for life insurance companies. It doesn't matter if the situation is completely benign and statistically insignificant, the terms and or episodes will kick you out of their "eligibility" guidelines. Insurance companies are there to make money.
3180580 tn?1344745287 m super excited to meet my little girl and such. i am 17 and a senior in high school. what kind of health insurance would be options for me to get got my baby.
Avatar f tn One more note, It was in South America, where I know the city I was in has a high rate of prostitution and I am unaware of her health status. She was naked and I could feel my penis pressing and rubbing against her vagina, but still in my swim suit. Would that still be no risk?
Avatar f tn That means no copays, deductibles or coinsurance for people whose health insurance plans are covered by the new requirements. The Obama administration estimates that 41 million Americans will benefit initially, with the number projected to rise to 88 million by 2013. Many large company plans, which usually offer solid preventive benefits, will be exempt from the requirements for the time being.
6133477 tn?1415996104 I'm labeled high risk because I had a miscarriage on June 12 2014 and I was 16 weeks I was working in a factory that was a very physical job a fiber glass factory. Well I found out I was pregnant at the end of August and quit my job early September due to my last miscarriage I just didn't want to risk it. Well today I have a job interview and it's for a place where you call people and try to help them get insurance and sometime have to make home visits I think this will be an ok job.
Avatar m tn t get rejected for Hep B unless you have high ALT/AST and older which will put you in a different risk pool. I bought a $1.5 million policy when I was 37 for $1700 a year and it was at that time I had found out I had hep b. Are you in the United States? I'd shop around for a better deal. 10K per year is too high. I would just invest the 10K a year for a better return.
Avatar f tn so I just found out today that my insurance was canceled and had to pay out of pocket for my doctors appointment. My insurance company said that they had sent me papers in the mail and I never got them I've lived at the same address over 6 years. I love in a apartment complex btw. I wrote a email and now they said I make too much money in my household. I live with my boyfriend who is jobless and I had to take leave from work because I'm a high risk pregnancy.
Avatar f tn So I posted the other day about some bleeding, it got worse so I went to er, I haven't miscarried but after blood tests & ultrasound, the Dr told me that I am high risk for a miscarriage due to all the bleeding.
Avatar f tn I was interested in seeing how many of us have health insurance vs no health insurance.
Avatar m tn willing: "marcia: yeah, you and Trish may laugh and think this is all pretty weird but you have no idea all the fun you're missing out on! Arguing with dr's assistants about who bills whom, with hospitals about what's been paid, with the insurance companies about what's covered, with your employer about which insurance company to switch to (not to mention arguing with everyone else about how to stop arguing about this).
82861 tn?1333453911 Indeed they are, Jaybay. I am so sorry this has happened to you. I found out I'm uninsurable last spring. DH is uninsurable because he was in an MVA and had to be revived on the scene so they won't cover a broken toe without attributing it to "pre-existing conditions" and he doesn't take anything for pain. He hasn't even seen a doctor in years. Doesn't matter.
Avatar n tn Dear jack1122, Dear jack1122, With your pr-existing condition you should contact the Illinois Comprehensive Health Insurance Plan which is guaranteed issue which means you can not be declined due to your pre-ex condition. You can browse their website @ and use their “EXPLORE THE CHIP WEBSITE” tool (especially look for the premium calculator under UTILITIES) and call them at Toll Free 866-851-2751 or 217-782-6333 if you have any questions.