Health insurance high risk

Common Questions and Answers about Health insurance high risk


Avatar m tn Now I plan to emigrate to Asia and thus have to find me an international health care insurance; for me it is important that I will be accepted at my age(without prior examination),fair insurance-rates and conditions that don't allow the insurance-company to "throw you out" in case you got "too expensive" and refuse to renew the(annual)contract?
280299 tn?1216855676 Yes. Unfortunately there are key words in a doctor's report that automatically bump you into a high risk category for life insurance companies. It doesn't matter if the situation is completely benign and statistically insignificant, the terms and or episodes will kick you out of their "eligibility" guidelines. Insurance companies are there to make money.
3180580 tn?1344745287 m super excited to meet my little girl and such. i am 17 and a senior in high school. what kind of health insurance would be options for me to get got my baby.
387294 tn?1207620185 My son and daughter may be looking for health insurance after they leave college and are no longer dependents. My daughter has been diagnosed with a bicuspid aortic heart valve. She has a healthy heart and it is working well. With this impact her chances to get health insurance on her own? Will it impact our ability to continue her insurance after the cobra period is over on our insurance?
6133477 tn?1415996104 I'm labeled high risk because I had a miscarriage on June 12 2014 and I was 16 weeks I was working in a factory that was a very physical job a fiber glass factory. Well I found out I was pregnant at the end of August and quit my job early September due to my last miscarriage I just didn't want to risk it. Well today I have a job interview and it's for a place where you call people and try to help them get insurance and sometime have to make home visits I think this will be an ok job.
Avatar f tn so I just found out today that my insurance was canceled and had to pay out of pocket for my doctors appointment. My insurance company said that they had sent me papers in the mail and I never got them I've lived at the same address over 6 years. I love in a apartment complex btw. I wrote a email and now they said I make too much money in my household. I live with my boyfriend who is jobless and I had to take leave from work because I'm a high risk pregnancy.
Avatar f tn Workers whose employers don’t offer coverage are forced to seek individual health insurance, often in vain. For one thing, insurance companies offering “nongroup” coverage generally refuse to cover anyone with a pre-existing medical condition. And individual insurance is very expensive, because insurers spend large sums weeding out “high-risk” applicants — that is, anyone who seems likely to actually need the insurance. So what should be done?
Avatar f tn I was interested in seeing how many of us have health insurance vs no health insurance.
Avatar m tn willing: "marcia: yeah, you and Trish may laugh and think this is all pretty weird but you have no idea all the fun you're missing out on! Arguing with dr's assistants about who bills whom, with hospitals about what's been paid, with the insurance companies about what's covered, with your employer about which insurance company to switch to (not to mention arguing with everyone else about how to stop arguing about this).
Avatar f tn If you dont have credible coverage and BCBS will not cover Chiari treatment, then I would direct you to the Insurance High Risk Pool in your state. Call the department of insurance and inquire. There is now a federal option that has no preexisting exclusions, I am not sure how it is set up state to state and if the requirements are the same. I hope all this helps. I am an insurance broker so this is one area I can help in.
Avatar n tn Dear jack1122, Dear jack1122, With your pr-existing condition you should contact the Illinois Comprehensive Health Insurance Plan which is guaranteed issue which means you can not be declined due to your pre-ex condition. You can browse their website @ and use their “EXPLORE THE CHIP WEBSITE” tool (especially look for the premium calculator under UTILITIES) and call them at Toll Free 866-851-2751 or 217-782-6333 if you have any questions.
Avatar f tn Mine insurance called me yesterday to tell me about a free program and they are sending me a $50 check and some books. Not as good as car seat and pump but it's nice to get bonuses like that!
Avatar f tn The Oklahoma High Risk Pool provides health insurance to Oklahoma residents who have been denied coverage. Before your friend's COBRA runs out, she would need to apply for major medical coverage with a local Carrier (doesn't which one or for what plan becasue she will most likely get denied anyways) & get a formal declination letter.
Avatar n tn My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
Avatar n tn We both want to do it again really bad, but I have my worries. Is pregnancy a high risk using a condom and pulling out before ejaculating? or do u recommend waiting until on birth control? Like i said.. i hate to wait to get back on insurance and to even take BC ( i am currently a new RN looking for a job). I normally dont have my period til the last week of every month so I am nervous I will miss it but I think I am safe because we both were safe and cautious.
Avatar f tn By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. Affordable health insurance plans available from Blue Cross California, Blue Shield, and top health insurance carriers. Health insurance quotes are instantly available online for you to review.
Avatar f tn The pre existing clause under the Affordable Care Act does not go into effect until 2014. There is until that time a Federal High Risk Pool but you have to be with out insurance for 6 months and not be eligible for a group plan. Some States have High Risk Pools. The rules vary State to State. All the High Risk Pools have limited funding so when they are full they are full. On the good side in our State most people do not apply for them so both the State and Federal are available.
938258 tn?1245061496 Just wanted to share what I have found out about getting new health insurance with a heart arrhythmia as a pre-existing condition: Since insurance companies evaluate each applicant case by case, one still has a chance depending on the history of the condition. Otherwise, if you are lucky enough to get a job with medical benefits and the company has a group insurance arrangement, than the preexisting condition is not a basis for insurance denial. This also goes for a group of "one".
433263 tn?1204106437 Hello Not to sure if anyone knows anything about this but any ideas or suggestions would be great. I was on my parents health insurance until I was grad. high school and I have liver Illness called Orthine Transcarbamalyse I was born with it and until I started going to school I had a job with health insurance... Now I went to pick up my medication called buphenyol and I about fainted when he said a four digit number. My father says he can not put me on his policy until oct.
Avatar f tn Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.
Avatar f tn Call your health plan provider. It's different with each state, I believe.
Avatar n tn Hi, I just found out I do not have health insurance. We thought it would be until the end of the month but it's already done. I wad still under my moms plan and she was laid off last month. Well I had medical assistance through the state my last pregnancy but they dropped me when she was a month old because of my fiance's income. My daughter still has medical assistance.
Avatar f tn What health insurance coverage/plan do you have? How much do you pay deductible and premium? Im so confuse about that. I'm 35 and planning family soon, but I'm so confused about this. thank ;you Just trying to get an idea.
Avatar f tn I am going to lose my health insurance soon. I was wondering if anyone knows of any government programs I can participate in in order to afford doctors appointments and delivery.
Avatar n tn m currently 20 weeks and not working at the moment but I do have money save up. Does anybody know any health insurance that will help??