Per my plan D this year, when my drug costs reach $2700, I then pay 100% of
costs until my yearly out of pocket drug
costs reach $4,350; at which point catastrophic coverage begins. Then, my costs are $2.40 for generic, and $6.00 for all other drugs. This whole process resets on January 1 of the following year.
I started Medicare through SSDI and opted for a Part A and B supplemental plan that costs more up front, but doesn’t have copays or coinsurance, etc. I pay roughly $200.