Dental insurance with no waiting period

Common Questions and Answers about Dental insurance with no waiting period

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Avatar n tn hi, i don't have any dental insurance so I need to pick and choose which tests and procedures at the dentist are really needed. I ask you this because I hope to find unbiased opinion. Last time I skipped the peridontal xray, but got the cavity xray and cleaning...he found 2 tiny cavities that ran me $400 out of my pocket but later a hygenist said maybe that wasn't necessary as the decay could have been reversed... So what do I "really" need..
Avatar f tn most dentists are honest but as with anyone there are exceptions. the bottom line is if you are not comfortable with your dentist find a new one. ask friends, relatives, and coworkers who they see and meet different dentists before you make an appointment to have work done. most dental offices are happy to schedule a mini appointment at no charge for a quick tour and a chance to meet the various employees.
Avatar f tn I think I found an answer to my question on the COBRA web site: "Pre-existing conditionsSome health insurance companies cut their costs by invoking something called a "pre-existing condition" clause. The notion of a pre-existing condition makes sense when you're talking about car insurance: your windshield was cracked before you bought your coverage, so you can't expect the insurance company to replace it once your policy is in force.
Avatar f tn Ok mommys that have medicaid . Will I get denied if I already have dental insurance but not health insurance?
Avatar f tn I applied as soon as I found out I was pregnant because my insurance doesn't cover anything for pregnancy. I filled out all the paperwork and got a card in the mail but its not active. The doctors here won't see me until the card is permanent. I am very frustrated. I won't be able to see a doctor until I am nearly 13 weeks. I broke down in the car as hubby drove me home. It took my sister 5 days to get her permanent card.
1099361 tn?1258662257 Do you live in a city that has dental teaching facilities.Even the private dental assistant and technician courses can clean your teeth for much less than normal and if there is a university that has a dental college,you can go there cheaper.I suppose all the opiates masked any pain,but ibuprofen is still the best pain reliever for dental pain.
Avatar n tn 1. be careful with "getting your own" dental insurance. Plans not offerred through employment are usually very poor, and are usually not really "insurance" at all. (Is it Ameriplan?) They are usually "savings" plans where if you go to a paricipating practice, your fees are drastically reduced. Keep in mind the dentist does not get reimbursed by your "insurance plan" at all. It is not my place to say much more, other than to be really careful.
946207 tn?1246134385 My mouth is full of dental problems- I have 8 abcessed teeth. One bad infection is in one of my front teeth that hurts all the way up under my sinus cavity. I HAVE TO be sedated at the dentist (been this way since I was young- had abusive dentist when I was little girl who caused me alot of pain). NO low-income dental clinics will sedate me and I can't afford a regular dentist/oral surgeon/sedation. I am 43 yo tomorrow and am going to die from these infections in my mouth.
485259 tn?1519047026 The bad part of all of this now is While I have a treatment date for 5 hours of dental work ( getting most of it done in one session) I no longer have dental insurance and even at a Dental school/clinic the total cost is just about 15,000.00. SO I began with great fear of getting more dental work done as you were, I then had some hope the treatment could happen in a TN friendly enviorment, but now I am once again feeling hopless because of the Cost.
Avatar f tn I figured I would keep that medicine and take only if it flared back up while I was waiting for dental insurance to kick in at some point. Well, still looking for a job and now it's starting back up. I'm so afraid to take it because of the fear of how long it will be before I find a job. Even if I find a job I will try to at least apply for Care Credit to help pay for the treatments even if I don't necessarily have dental insurance to cover it yet at that point.
Avatar f tn He's been dealing with tooth pain and my insurance covers very little found out it'll be around $800.00 tip brave two extractions. I'm waiting till Dec1st 2016 when my second dental insurance kicks in.until than can i use clarithromycin 500 mg to help ease the pain? It was mine but i never had to use it.
Avatar m tn "Industry experts like Larry Levitt, of the Kaiser Family Foundation, say the insurance companies have no choice. "What we're seeing now is reality coming into play," he said. Obamacare forces them to drop many of their plans that don't meet the law's 10 minimum standards, including maternity care, emergency visits, mental health treatment and even pediatric dental care." http://www.cbsnews.
Avatar f tn I have worked in the dental field for over 8 years and deal with dental insurance regularly. Every plan is so different and has so many limitations. You may have trouble getting a new insurance because it may be considered a pre existing condition. I have had that problem in the past with my back/hip problems and they won't cover anything to do with that issue. My tmj was luckily diagnosed by the surgeon while on this plan, so that is covered. I would check into it a little more.
1007532 tn?1332767926 When I had an absent period, it was because of a medical problem - hyperprolactenemia. (A pituitary tumour). This stopped my ovulation for 2 years, until I was given Dostinex which allowed me to ovulate and conceive. I am just now pregnant with number 2! Not to say that this is your specific problem, but it was mine, and sometimes more often happens to others and they do not know. I had to see an endocrinologist to learn about this.
Avatar f tn my insurance denied the procedure (not sure if its not a covered bene or if theres a waiting period) but regardless the office is taking no responsibility for the root canal... being that the pain wa a result of the crowns procedure...i dont feel they coated the teeth enough beofre putting on the crowns and also dont remember much water in the drilling... Im leaving the dentist and plan to go to an endodontist...
Avatar f tn Hi. I'm supposed to be 6w1d today and have been spotting on and off for a week now. I have had a miscarriage a year ago and believe I am having another one. Is there anything I can do, I am waiting on insurance letter before I am able to choose a doctor and can't really afford another hospital bill.
Avatar m tn Since his coverage was effective in June it appears they are putting a 1 year pre-existing condition exclusion or a waiting period; they won’t cover a medical expense associated with that condition for an extended period of time. However, he had no diagnosis of his condition even though it is considered a chronic illness. I have dealt primarily with group health coverage, not private so I don't know exactly what they can get away with.
Avatar f tn m pregnant and the referred me to a Dr office still with no insurance paying out of my pocket. The Dr. Checked my gave me what I needed to get assistants with medical then referred me to an OBGYN after all of theses weeks waiting to get in to this Dr office they called and told me I was to far along to see me that I needed to find anthor Dr. I told them I was so far along because the set my appointment so far away. Its thur fault. I take my prenatal vitamins. I eat healthy but I need a Dr.
Avatar f tn so once removed, I will get better. Now this is in 3/10. It has taken all this time to get here with insurance and doctor referrals. Still in daily pain. No pain reliever works. Finally get approved to have removal of dental implants. Make appointment. Now oral surgeon tells insurance (so insurance papers say) that he doesn't think implants are causing the problem so insurance denies surgery. I need help - I am in pain daily. I need a lawyer too.
230262 tn?1316645934 Two of my front teeth just BROKE OFF today now!! I am absolutely horrified, it looks TERRIBLE as you might imagine and I have NO insurance at all. How am I gonna get this fixed?? These proofreading jobs are slowwww as all get out and certainly dont pay enough anyhow to finance the dental work I need (collectively I need 10 Grand to get all my teeth fixed- no BS that is the estimate I have printed out here and thats with their "discount special offer"!!!
Avatar n tn I am disabled on Original Medicare, have no intent to buy private insurance... I am wondering, is it possible for an individual to get real, stand alone dental insurance? Everything I've looked at caps yearly benefits at $1,000 or so which is completely insulting considering the premiums are close to half of that. Where can you buy dental insurance that gives you "REAL" coverage?