Dental insurance waiting period
Common Questions and Answers about Dental insurance waiting period
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There are five types of coverage that may carry an additional waiting period: prescriptions, vision, dental, mental health, and substance abuse treatment. "If the health plan wants to, they can look back at prior coverage to see if you had those services," says Karen Pollitz, a health policy researcher at Georgetown. "If you didn't, then they can apply a separate pre-ex on those coverages.
hi, i don't have any dental insurance so I need to pick and choose which tests and procedures at the dentist are really needed. I ask you this because I hope to find unbiased opinion. Last time I skipped the peridontal xray, but got the cavity xray and cleaning...he found 2 tiny cavities that ran me $400 out of my pocket but later a hygenist said maybe that wasn't necessary as the decay could have been reversed... So what do I "really" need..
He's been dealing with tooth pain and my insurance covers very little found out it'll be around $800.00 tip brave two extractions. I'm waiting till Dec1st 2016 when my second dental insurance kicks in.until than can i use clarithromycin 500 mg to help ease the pain? It was mine but i never had to use it.
I applied as soon as I found out I was pregnant because my insurance doesn't cover anything for pregnancy. I filled out all the paperwork and got a card in the mail but its not active. The doctors here won't see me until the card is permanent. I am very frustrated. I won't be able to see a doctor until I am nearly 13 weeks. I broke down in the car as hubby drove me home. It took my sister 5 days to get her permanent card.
These are real insurance policies but undoubtedly they will be more expensive, and they will prorbably have waiting peroiods. Good individual dental insurance plans are hard to fing these days, but I am always searching for my patients who have none. Good luck, and remember that you get what you pay for.
He offered to start DMD now but we talked and agreed that waiting a short period of time to do another MRI was at my comfort level. So, I have one this coming Tuesday and I am so nervous about it. I have had 5 already so I'm not sure what my problem is with this one...maybe that this is the "last" test that will either confirm or keep me in limbo land.
Good luck to you. I hope you find someone who listens and does not count you out because you had a negative LP!
my insurance denied the procedure (not sure if its not a covered bene or if theres a waiting period) but regardless the office is taking no responsibility for the root canal... being that the pain wa a result of the crowns procedure...i dont feel they coated the teeth enough beofre putting on the crowns and also dont remember much water in the drilling... Im leaving the dentist and plan to go to an endodontist...
I have dental insurance but as we all know the coverage has been less and less over the past few years so I looked into dental discount programs. Did you know that some dental providers will accept both insurance and a dental discount plan togeather? It took me about 5 phone calls but I know it was worth it. On my first visit I had 3-cavitys filled. The cost after my insurance was $144. factor in the dental discount plan and my out of pocket cost was only $14!!!
Check it out at http://www.
My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
I had dental implants in 10/08. I have had constant pain, mouth sores, headaches, burning pain in mouth, bad taste in mouth, bacteria in mouth. Dentists don't want to treat me until I "deal with the above issues." I get referred to oral surgeon, that was after ENT never saw anything like it. Insurance sends multiple biopsies to lab. Inconclusive - except when oral surgeon sends to a "special lab" that insurance doesn't pay for. $250.
I am disabled on Original Medicare, have no intent to buy private insurance... I am wondering, is it possible for an individual to get real, stand alone dental insurance? Everything I've looked at caps yearly benefits at $1,000 or so which is completely insulting considering the premiums are close to half of that. Where can you buy dental insurance that gives you "REAL" coverage?
Specialty pharmacy also told us they canot mail the medication to us becuase there is a pre exsiting waiting period on his policy. Called ins. again, they keep denying the coverage over the phone. What should we do in this case? We did not know about this illness until October. Do they have a right to deny? Is there a way around this? File a complaint/ appeal? Get medication somewhere else? Please help.
I live in Federal Way Wa, south of Seattle so if anyone can recommend a kind of compassionate dentist that can deal with a dental phobia patient I would appreciate it. Thanks!
I cannot afford to go to the dentist until my insurance kicks in about 5 mos from now. It makes the surrounding teeth very sensitive to hot or cold. Is there anything that I can do to help myself out until I can actually go see a dentist. I have been taking some anti-biotics that I had here at the house but I will run out today.
Had dentist she put a temp filling in a cavitie , reffered me to a dental hospital for it to be removed . She now says I'm now not on her books because I missed an appt . I now have an abcess . Phoned up dental hospital n they said ill be waiting 6mobths for my appt. My Dr won't touch me because its a dental matter . I'm in excruciating pain . I have two masses in my cheek and jaw . I'm taking amoxicillin that I had left over from an ear infection and ibuprofen ..
Hello, I can't remember the last time I was at the dentist but at the time the dentist said I had no cavities. Now I'm 21 and I have a cavity in on of my top molars. I don't know what to do, I don't have dental insurance and I really don't have the money to get it fixed. I don't want to wait any longer and have it get any worse but I don't have the extra arm and a leg the dentists charge.
I am so far a healthy 43 year old/m in pa. I am trying to decide which health insurance plan will be good for my situation and I am looking for some opinions here. This Month my group plan ends and I can take cobra but there is no financial benefit to taking my same PPO plan which gives me to price break for being unemployed.
So I am trying to look at this at a meaningful way. Since my PPO was $475/m plue $29 dental I just cant be paying that on my own now.
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