Dental insurance vs dental discount plans

Common Questions and Answers about Dental insurance vs dental discount plans


Avatar n tn I have dental insurance but as we all know the coverage has been less and less over the past few years so I looked into dental discount programs. Did you know that some dental providers will accept both insurance and a dental discount plan togeather? It took me about 5 phone calls but I know it was worth it. On my first visit I had 3-cavitys filled. The cost after my insurance was $144. factor in the dental discount plan and my out of pocket cost was only $14!!! Check it out at http://www.
Avatar n tn i just checked out the site. its for dental insurance plans. i misunderstood. the biggest problem i have found with these are many dentists dont accept it. again check the fine print and make sure you know all the restrictions. each plan has its own "catches" so read the information carefully. i checked into these plans and the only dentist that took it were foreign and involved in the aspen plan (see above post).
Avatar f tn My teeth and gums are on fire! There's no swelling, just throbing aches. I don't have dental insurance. Besides using Orajel, what are natural ways to relieve tooth and gum pains that won't hurt my baby?
Avatar f tn A related discussion, <a href="/posts/Dental-Health/Home-Vs-In-Office-Teeth-Whitening/show/2898216">Home Vs In Office Teeth Whitening?</a> was started.
1824022 tn?1317476199 night guard as opposed to a soft. I will be looking into Dental Insurance instead of discount plans. I know I've done this before but better investigate again. It always baffled me as to why 'dental' procedures are less likely to be covered than not; went in fact your health can depend on good teeth. Thank you for your answers.
Avatar n tn 1. be careful with "getting your own" dental insurance. Plans not offerred through employment are usually very poor, and are usually not really "insurance" at all. (Is it Ameriplan?) They are usually "savings" plans where if you go to a paricipating practice, your fees are drastically reduced. Keep in mind the dentist does not get reimbursed by your "insurance plan" at all. It is not my place to say much more, other than to be really careful.
Avatar m tn ve had this permanent onlay for 3 years in a molar, and it just popped out when I was flossing. I have good dental health, but had orthodontics on and off in the mean time [there was a metal ring around that molar]. Could this have weakened the onlay? How should I approach my dentist? I am mad that their work didn't last, and wonder if their repair will. I'm also wondering if they give a price break on the repair vs. going to a new dentist for the repair.
Avatar n tn What are you talking about? I NEVER mentioned anything about insurance plans or alternative plans, I only talked to him about how root canal and crowning procedures work! I hope that you accidentally posted under the wrong thread, because otherwise I'd like you to point out what I wrote that was objectionable.
Avatar n tn My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
Avatar n tn hi, i don't have any dental insurance so I need to pick and choose which tests and procedures at the dentist are really needed. I ask you this because I hope to find unbiased opinion. Last time I skipped the peridontal xray, but got the cavity xray and cleaning...he found 2 tiny cavities that ran me $400 out of my pocket but later a hygenist said maybe that wasn't necessary as the decay could have been reversed... So what do I "really" need..
Avatar f tn Ya, sorry your insurance is maxed out. That's a problem with dental insurance, its very limited. Most plans don't cover very much in terms of dental treatment. I always felt that if health insurance was built like dental insurance, people would be very upset. Imagine if you had a car accident and your insurance company said they'll pay for one arm to be fixed but you gotta pay for your leg. I never understood why people tolerate insurance companies to partially pay for it.
230262 tn?1316645934 I'm so sorry... I'm having the same problem, but on many teeth... infections.. Called Dr, nothing they can do, but I can come in... So, I'm going to the doctor tomorrow. No dental insurance.. All my life I have spent a fortune, made sure to have dental insurance, now that I'm disabled... no dental...I'm gonna call Western Dental... See what they say.. Maybe pay payments or something.. I wish you luck... Soooooo very sorry really, I know your pain, believe me...
Avatar f tn I don't know if my first message went through, would a tooth implant be ok? I'm trying to find a dentist office who will let me make weekly payments, I've had no luck finding any dental office that will let me do that type of payment plan. I was hoping maybe you would know of a few places. Thank You!
946207 tn?1246134385 My mouth is full of dental problems- I have 8 abcessed teeth. One bad infection is in one of my front teeth that hurts all the way up under my sinus cavity. I HAVE TO be sedated at the dentist (been this way since I was young- had abusive dentist when I was little girl who caused me alot of pain). NO low-income dental clinics will sedate me and I can't afford a regular dentist/oral surgeon/sedation. I am 43 yo tomorrow and am going to die from these infections in my mouth.
Avatar m tn I am so far a healthy 43 year old/m in pa. I am trying to decide which health insurance plan will be good for my situation and I am looking for some opinions here. This Month my group plan ends and I can take cobra but there is no financial benefit to taking my same PPO plan which gives me to price break for being unemployed. So I am trying to look at this at a meaningful way. Since my PPO was $475/m plue $29 dental I just cant be paying that on my own now.
Avatar m tn This is a discount plan, not dental insurance. Unfortunately many dentists choose not to participate in it.
Avatar n tn The throbbing gets so sharp that I can not handle the pain. I do not have dental insurance but I do have health. The only way they will cover the dental expense is if my doctor writes an order that it is medically necessary to have it removed. Obviously she has to be aware of infection entering my blood. In the offchance that she does not know all the risks what are some other detailed risks of an ongoing absess that I can present to her when I demand an order for removal?
Avatar n tn On my first visit to a new dentist (my old one quit taking my dental insurance), I find that he cleans the teeth rather than a hygienist. That's fine but he used a waterpik rather than the scaling that I've had done my whole life. My teeth and gums are in excellent condition according to him but I'm concerned that the waterpik method he uses isn't as thorough as the normal dental scaling that is done. He also flossed and polished as I've had done every 6 months.
Avatar n tn t have dental insurance... you can get dental stuff done at the hospital if it is really serious. Maybe ask your doctor about this (even if you do live in American, it might be the same)? Personally I'd prefer paying out of pocket than getting it done at the hospital... but, if that's what is causing your headaches and there is no other way to get it done because of money reasons, you might want to consider having your doctor refer you to the hospital to get your tooth dealt with! But...
Avatar f tn Also, see if there is a birth center near you. I know our local BC has options for families with no insurance. The total out of pocket to deliver there and be seen throughout the pregnancy is about $4500 compared to 3x that amount about the hospital.
Avatar f tn The dentist who did the work cannot see me for a week unless there is a cancellation. Not all of us have dental insurance and this procedure was very expensive. Is the dentist not accountable for what he does? He told me the expense was worth it because I would have no more problems with this molar. So what recourse do I have? I know when I do finally get to see him, it is going to be an expensive visit.
Avatar n tn I am disabled on Original Medicare, have no intent to buy private insurance... I am wondering, is it possible for an individual to get real, stand alone dental insurance? Everything I've looked at caps yearly benefits at $1,000 or so which is completely insulting considering the premiums are close to half of that. Where can you buy dental insurance that gives you "REAL" coverage?