Dental insurance plans individual
Common Questions and Answers about Dental insurance plans individual
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These are real insurance policies but undoubtedly they will be more expensive, and they will prorbably have waiting peroiods. Good individual dental insurance plans are hard to fing these days, but I am always searching for my patients who have none. Good luck, and remember that you get what you pay for.
I am so far a healthy 43 year old/m in pa. I am trying to decide which health insurance plan will be good for my situation and I am looking for some opinions here. This Month my group plan ends and I can take cobra but there is no financial benefit to taking my same PPO plan which gives me to price break for being unemployed.
So I am trying to look at this at a meaningful way. Since my PPO was $475/m plue $29 dental I just cant be paying that on my own now.
Starting October 1, 2013 all states are scheduled to open an online Health Insurance Marketplace where you will be able to compare individual health insurance plans side by side.
Depending on what state you live in, information on plans and premium rates may already to be available to you. Four plan types will be offered through the state exchanges (Platinum, Gold, Silver, and Bronze).
I am disabled on Original Medicare, have no intent to buy private insurance... I am wondering, is it possible for an individual to get real, stand alone dental insurance? Everything I've looked at caps yearly benefits at $1,000 or so which is completely insulting considering the premiums are close to half of that. Where can you buy dental insurance that gives you "REAL" coverage?
My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
She would not be eligible for your plan because you husband's employer is paying some of the cost of your health insurance. Company's that provide insurance to their employees negotiate with the insurance company for deals and better rates. They can do that because they are signing a lot of people up. This poster would have to purchase for just her family and would not have an employer negotiation for her.
I have dental insurance but as we all know the coverage has been less and less over the past few years so I looked into dental discount programs. Did you know that some dental providers will accept both insurance and a dental discount plan togeather? It took me about 5 phone calls but I know it was worth it. On my first visit I had 3-cavitys filled. The cost after my insurance was $144. factor in the dental discount plan and my out of pocket cost was only $14!!!
Check it out at http://www.
There are 35,037 people who bought exchange health plans from Blue Cross, covering 57,876 lives. The total number of commercial health plans purchased during the exchange’s first year of operation was 60,835.
The state does not report coverage through Vermont Health Connect in lives covered, so the total population covered through the exchange can’t be known without numbers from MVP.
Workers whose employers don’t offer coverage are forced to seek individual health insurance, often in vain. For one thing, insurance companies offering “nongroup” coverage generally refuse to cover anyone with a pre-existing medical condition. And individual insurance is very expensive, because insurers spend large sums weeding out “high-risk” applicants — that is, anyone who seems likely to actually need the insurance. So what should be done?
Supplemental insurance for most prescription meds, eye care, dental care is another matter and covered by supplemental health plans. I have that too.
Other interesting questions would include how much do each of us pay for premiums, how much are our co-pays.
I'm curious about how much $$$ is spent in total one year on my health care including physician visits, radiology, ER visits, etc.
Also, see if there is a birth center near you. I know our local BC has options for families with no insurance. The total out of pocket to deliver there and be seen throughout the pregnancy is about $4500 compared to 3x that amount about the hospital.
hi, i don't have any dental insurance so I need to pick and choose which tests and procedures at the dentist are really needed. I ask you this because I hope to find unbiased opinion. Last time I skipped the peridontal xray, but got the cavity xray and cleaning...he found 2 tiny cavities that ran me $400 out of my pocket but later a hygenist said maybe that wasn't necessary as the decay could have been reversed... So what do I "really" need..
Thank you, now I can start researching Cigna. God I hope they provide Individual Insurance for fertility. My husband and I live in L.A and we have AETNA through his employer but its a no-go for us.
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