Dental insurance benefits

Common Questions and Answers about Dental insurance benefits


Avatar n tn I am disabled on Original Medicare, have no intent to buy private insurance... I am wondering, is it possible for an individual to get real, stand alone dental insurance? Everything I've looked at caps yearly benefits at $1,000 or so which is completely insulting considering the premiums are close to half of that. Where can you buy dental insurance that gives you "REAL" coverage?
Avatar n tn My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
Avatar n tn Have you looked into health benefits until your insurance kicks in? I know of a very inexpensive health benefits company that you could go with till your insurance is valid. $20.00 a month for the entire family!
946207 tn?1246134385 My mouth is full of dental problems- I have 8 abcessed teeth. One bad infection is in one of my front teeth that hurts all the way up under my sinus cavity. I HAVE TO be sedated at the dentist (been this way since I was young- had abusive dentist when I was little girl who caused me alot of pain). NO low-income dental clinics will sedate me and I can't afford a regular dentist/oral surgeon/sedation. I am 43 yo tomorrow and am going to die from these infections in my mouth.
Avatar n tn care for your teeth/gums is usually considered dental care and will be covered by you detnal insurance only, regardless of other systemic conditions one may have. You are right when you say gingivitis and diabetes are related, but just because you have diabetes does not mean your gingivitis stems from it. most adults have gingivitis, which is a mild inflammation of the gum tissue. It should be able to be addressed within the parameters of your $1000 maximum. treatment is not that involved.
620877 tn?1282764097 I work for a small company and I do not have those benefits, medical, dental, etc. I am fortunate that my husbands medical insurance is so comprehensive. I spoke to an insurance broker about my situation: not diagnosed, but being investigated and that my neuro is highly suspicious that I have MS.
Avatar n tn I know once u turn 21 u wont get dental u can still qualify for medical just not for dental thatswt they told me, but currently i get all benefits since im pregnant after pregnancy i go back to regular medical,
Avatar n tn I've had braces now for 5 weeks....mine are no rubber band ligatures...for me it was jaw issues that persuaded me...although cosmetically it's appealing as upper teeth have too much room, creating a gap between the front teeth, my upper right canine was totally backwards...180 degrees reversed, and my bottom left front tooth was 80 degrees rotated....
9677729 tn?1411047370 Approve of the marriage?
Avatar f tn Lol no not spamming you. I was in shock. I have Ucare. It's a minnesota insurance with great rates and apparently benefits we didn't even know about. I am so excited because it's going to save us about $500.
1216952 tn?1283675247 I was sent for a consultation for the removal of the tooth and an estimate of what is going to be done was sent to my dental benefits insurance company. The estimate noted: Extract Erupt Tooth/Exposed root, Splinting - Extracoronal, Bone Graft and Resorbable Barrier. My insurance company will not pay for the Splinting - Extracoronal, Bone Graft and Resorbable Barrier.
Avatar f tn made all payments, through 4/27/08, when the Cobra was due to end. On 4/29/08, I received a letter from my Cobra Insurance Co., saying that they were refunding my payments, from 7/1/07, as I was eligible for Medicare at that time. Of course, a huge stack of bills, totaling over 170,000 was included with the check. I am 64. After researching, I find out that I had to elect Medicare B? I was never told this, and therefor I have no paperwork on it.
Avatar f tn -\ I know I have to go to the dentist, but my insurance doesn't cover it and the closest pregnant woman dentist free thing is 8 hours away. So I bought the expensive mouth wash and the pricey tooth paste. It doesn't hurt nor does it bother me, just looks ugly. Anyone else have this problem?
Avatar n tn hi, i don't have any dental insurance so I need to pick and choose which tests and procedures at the dentist are really needed. I ask you this because I hope to find unbiased opinion. Last time I skipped the peridontal xray, but got the cavity xray and cleaning...he found 2 tiny cavities that ran me $400 out of my pocket but later a hygenist said maybe that wasn't necessary as the decay could have been reversed... So what do I "really" need..
387294 tn?1207620185 With this impact her chances to get health insurance on her own? Will it impact our ability to continue her insurance after the cobra period is over on our insurance?
Avatar f tn If drug treatment is covered by your health insurance- can it be denied as a "pre-existing condition" if you were getting treatment and paying out of pocket before you got the insurance??? Anybody know? Someone told my son that because of ADA it cannot be denied. Anybody know?
1027870 tn?1252056250 yes you too can have a dental plan that most reputable dentists will not accept! i would love to go to a dental mill full of new, inexperienced dentists.
763297 tn?1281379425 Hi everyone I just went to my doctor who referred me to a fertility specialist. I need to get insurance that will help me pay for some of this because it looks like it's going to be very expensive. Can someone please tell me what some good companies are that aren't too expensive.
Avatar f tn It depends on the plan you pick but most do. I have Community Health Choice and it covers all of that.
Avatar n tn I have dental insurance but as we all know the coverage has been less and less over the past few years so I looked into dental discount programs. Did you know that some dental providers will accept both insurance and a dental discount plan togeather? It took me about 5 phone calls but I know it was worth it. On my first visit I had 3-cavitys filled. The cost after my insurance was $144. factor in the dental discount plan and my out of pocket cost was only $14!!! Check it out at http://www.
Avatar f tn I'm currently covered under my parents insurance. They cover all my maternity expenses and they'll cover the labor and deliver, but not the baby once it's born. My boyfriend has very bare insurance because of obamacare that he has to pay for because his work doesn't provide benefits. What options are there for us?
1365830 tn?1277997291 If your pregnant you are already covered with your health benefits, but some insurance companies refuse to cover you or charge you more just because you have pre-existing condition.
Avatar m tn i am 36 yrs old male.5 yrs ago i had dental pain in my lower jaw,and dental surgeon diagnosed as wisdom advised me for tooth extraction but i didn,t follow his advice.all these yrs i didn,t feel any complication.since one yr i can,t my mouth properly,sometimes i have severe pain.i cant take any food.for your sugesstion.
1176986 tn?1264917842 s been a while since I have been on here, but I was wonering if someone might be able to help me out. I just got a new job working part time at a dental office, and I have to deal with patients that have Title 19 insurance, and it would be nice for me to know a little bit about what I am working with, and I try to do a search for Title 19 on the internet, and can't find much. Is there anyone there that may be able to explain to me what exactly Title 19 is?
Avatar f tn I started my new job in the last week of Feb and my benefits were supposed to start March 1st (my benefits from my old job lasted until Feb 29th so in theory I should have been fine). It is now April 22nd and the HR director just gave me my benefits orientation yesterday and promised me she would have my info in the system and I would be able to sign up on-line by 8 pm last night. Well 8 pm came and went and alas no active files.
Avatar f tn Ok mommys that have medicaid . Will I get denied if I already have dental insurance but not health insurance?
1016618 tn?1420553262 gov/health Go to that link, they have to give you benefits if your a vet but you may have to do a co pay. Your insurance may pick that co pay up. I did a quick read but it seems the co pay is rather low 5% if I read it correctly.