Dental and vision insurance plans

Common Questions and Answers about Dental and vision insurance plans

insurance

Avatar n tn 1. be careful with "getting your own" dental insurance. Plans not offerred through employment are usually very poor, and are usually not really "insurance" at all. (Is it Ameriplan?) They are usually "savings" plans where if you go to a paricipating practice, your fees are drastically reduced. Keep in mind the dentist does not get reimbursed by your "insurance plan" at all. It is not my place to say much more, other than to be really careful.
1530342 tn?1405016490 http://news.yahoo.com/wis-assembly-passes-dental-insurance-201328861.html MADISON, Wis. (AP) -- Wisconsin's Republican-controlled state Assembly, over opposition from the powerful business lobby, passed a bill on a bipartisan vote Wednesday that would allow dentists to charge more for certain services by forcing changes in existing private contracts.
Avatar f tn Hey Sarah I too am a college student looking for health insurance, I was curios to know what you chose and what worked for you. Also did you add dental to your health insurance, I cant find many quotes with both to know how much together they would cost.
Avatar f tn I think I found an answer to my question on the COBRA web site: "Pre-existing conditionsSome health insurance companies cut their costs by invoking something called a "pre-existing condition" clause. The notion of a pre-existing condition makes sense when you're talking about car insurance: your windshield was cracked before you bought your coverage, so you can't expect the insurance company to replace it once your policy is in force.
Avatar n tn I have dental insurance but as we all know the coverage has been less and less over the past few years so I looked into dental discount programs. Did you know that some dental providers will accept both insurance and a dental discount plan togeather? It took me about 5 phone calls but I know it was worth it. On my first visit I had 3-cavitys filled. The cost after my insurance was $144. factor in the dental discount plan and my out of pocket cost was only $14!!! Check it out at http://www.
Avatar f tn I have healrh, dental and vision insurance through work but I was still approved for Medicaid. It goes by income, not current coverage so that's expecially helpful if you're like me and are having a really hard time working because of fatigue and such. They will access or request your pay stubs to go off of what you are really making in a pay period.
Avatar m tn I just keep hearing more and more stories about people losing their insurance. In those stories I am hearing about more and more people who do not qualify for subsidies, and if I lose my insurance me and my family is in that boat.... we do not qualify for subsidies. If the democrats were smart, they would have waited to put this out there. They would have worked more of the kinks out and that would have given the country a lot less to belly ache about.
Avatar n tn t qualify for government sponsored health/dental insurance you can get a low cost dental from WorkingToday.org. I just signed up so I can't tell you if they're good. But they have many dentists under their plan. See this link: http://www.workingtoday.org/productsservices/dental.php $22.20 a month. Not bad.
Avatar n tn hi, i don't have any dental insurance so I need to pick and choose which tests and procedures at the dentist are really needed. I ask you this because I hope to find unbiased opinion. Last time I skipped the peridontal xray, but got the cavity xray and cleaning...he found 2 tiny cavities that ran me $400 out of my pocket but later a hygenist said maybe that wasn't necessary as the decay could have been reversed... So what do I "really" need..
1282384 tn?1271431332 Now my left eye is acting up and I do not have any insurance since I got laid off over a year ago and have not been able to find work. I'm concerned about driving since my vision is so distorted in sunlight. I'm wondering how bad will my vision get and are there any options for me to get the surgery done without insurance...like payment plans or something?
Avatar m tn Also, I do go to a dentist (who I like) twice a year for cleanings and routine things but he is out of network with any insurance. Everyother year I might have a surface cavity to take care of or repair a filling. SO I can't decide if I should go with Aetna High deductable plan 3000 or something like a Plan 100 2500 deductable from United HealthOne as long as I can get a HSA with either.
1530342 tn?1405016490 We are all covered through my husbands insurance at work. It costs us about $230 every pay period (Every 2 weeks) for the "High option" Medical, Dental, and Vision...YES it is steep BUT I'd rather pay it and be covered than opt out...I can't risk myself, Jason, or the kids getting sick then getting stuck with a HUGE A$$ bill....
Avatar f tn Ya, sorry your insurance is maxed out. That's a problem with dental insurance, its very limited. Most plans don't cover very much in terms of dental treatment. I always felt that if health insurance was built like dental insurance, people would be very upset. Imagine if you had a car accident and your insurance company said they'll pay for one arm to be fixed but you gotta pay for your leg. I never understood why people tolerate insurance companies to partially pay for it.
Avatar n tn i just checked out the site. its for dental insurance plans. i misunderstood. the biggest problem i have found with these are many dentists dont accept it. again check the fine print and make sure you know all the restrictions. each plan has its own "catches" so read the information carefully. i checked into these plans and the only dentist that took it were foreign and involved in the aspen plan (see above post).
Avatar n tn it covers everything my baby, me, dental and vision..and all i had to do was send in 2 months worth of pay stubs and fill out a paper..good luck to all of you!
229857 tn?1319029907 Do any of you have insurance for your pets? If so is it worth it and what is a good company? Thanks.!
946207 tn?1246134385 most low income dental offices are on a strict budget and dont have the equipment and medications to have sedation available. maybe you could request a state hearing and explain you need the sedation due to mental illness. this is way over the parameters of anxiety when you get to the point of being unable to work.
Avatar n tn t have dental insurance... you can get dental stuff done at the hospital if it is really serious. Maybe ask your doctor about this (even if you do live in American, it might be the same)? Personally I'd prefer paying out of pocket than getting it done at the hospital... but, if that's what is causing your headaches and there is no other way to get it done because of money reasons, you might want to consider having your doctor refer you to the hospital to get your tooth dealt with! But...
1047168 tn?1253540506 look into your states medicaid/medicare programs. it's a state run medical assistant program. you would be able to get full medical coverage and not have to worry about bills (and i do believe the cover you for a few months prior as well if you have any medical bills.) they'll ask for a few pieces of information....proof of residence, id, ss card, pay stubs (if you have them) and other things like that.
Avatar f tn By the time the year was up, I lost my dental insurance and knew I had to wait even longer. Needless to say, the tooth itself went completely brittle and has broken off a piece at a time so now there is only one small piece above the gumline now and the rest is all under the gumline. Parts of the tooth that's left have turned black and it hurts to touch the outside of the gum by that tooth under my tounge.
Avatar n tn From what he said so far, because of his hepatitis he is uninsurable on his own and can only receive insurance by company plans or associations. From his searching though, he said that even I am uninsurable, even though I'm a carrier and rarely ever have to see a doctor about hepatitis. Is that something anyone else has run into? I'm having to juggle through insurance plans with different jobs, because it seems like private insurance is untouchable for me. Any help or advice would help.
1365830 tn?1277997291 ve been finding out now basically how crappy there maturnity coverage is and now we have an ultra sound next week and more bloodwork. Are there any insurance companies that cover pre-existing conditions or some kind of program that helps with th costs? I'm getting so stressed I don't want to eat cup of noodles the rest o my pregnancy!
Avatar n tn The fee in general will depend on the number of implants and the type of restoration that is placed.This can also vary quite a bit and I would advise you to get a very close estimate before you start.