I have Empire BC/BS, we just got in January. Before Empire I had Aetna
through my employer and United Health
Care through his which also had infertily coverage. We decided to drop Aetna and just stay with his coverage this year because his deductible was only $450, mine was $1,800. The coverage we have now has a lifetime max of 25K for infertilty and we have only met 6K on this 1st cycle.