He says he requested to have the rebate deposited directly into his Chase bank account
in Auburn, Wash., but when the IRS
rebate arrived, he found out that Chase had closed his account because of overdrawn checks. The bank deducted $600 to cover what he owed and mailed Njoku a cashier's check of $8,463.21 to make up the difference.
When Njoku arrived at the bank to cash the Chase check, he says the teller immediately became suspicious.