go to your hospital emergency and tell them you are in pain and don't have insurance - I'm not sure how people get by without paying (it seems to be common) but the hospital will not refuse to serve you. I don't know either how ER pushes for
a credit card,
That said, what
would you do if you car needed $1,000 in repairs to keep it running? Would you put it on a charge and make payments? If yes, why not for yourself..you are more important than your car.
Have you checked on Obamacare?