urine test life insurance

In November 2012 I had a one night stand with a 28 year old Japanese women while I was on Vacation. I do not know her status. The condom broke during sex and unprotected vaginal sex happened for about 5 minutes. I was scared so I waited for testing. I tested at exactly the 7 week point during a medical exam for a life insurance policy from American General. I don't know which test were done. The paper they gave said the would either test my blood or body fluids.

I have a blood draw and urine sample tomorrow for my life insurance evaluation. Do I, or don't I take my thyroid medication? Also, I took my xanax for the neck swelling last night and will not do that tonight, but will it still show in tomorrow's urine sample? Do they even test that way?

Coincidentally, that's how I was diagnosed...through a renewal of a life insurance policy blood test in 2008. They declined my policy of $250k with a fixed premium for 10 years because of HCV, but they put me on another plan that increases every year. I had to drop from $250k to $100k in order to afford the premiums. Every February, the premium gets bumped up. And I believe after 2018, the premium will double to put it in the $200 a month range.

I have to get a life insurance policy on myself.....im a young 29yo.....ok heres my quest......they are gonna take blood and urine tests for ciggartettes and drugs..... will the vics be out of my system already? i am entering day 11.....should i wait longer to get the policy and testing?

Hi, I have made changes to my life insurance policy and they need to come do a physical and blood tests on me. I recentley came off of hydrocodone and am just concerned if it will be picked up on the test. How long does it take to not show up? If anyone has any insight to this its greatly appreciated. Thanks.

So i was wondering if and when should you get life insurance on your child? There are so many things that you are doing to prepare for your child but we never think about the bigger things like wills, life insurance....so let me know what y'all have done. Thank you for answering.

A few years back I applied for Life Insurance. I was turned down due to having a pre-existing condition, "inactive" MS although that isn't the way they saw it! ha ha Just wondering if anyone here has been deemed ineligible for Life Insurance due to the diagnosis of MS even though MS has been deemed as non-life threatening?

anyone ever been turned down for life insurance because of your eds? i have a mild form and never had any issues getting insured before. recently tried to update and tweak my coverage and every one i try refuses to write me due to the eds. 37 and otherwise completely healthy.

I got tested for HIV for life insurance. What would happen if they detected the HIV virus?

Child support is something you get if he is alive, life insurance is for in case he dies. not sure what you mean when you say you want life insurance because child support wouldn't be much? Thats kind of an alarming statement. I dont believe you can get it without his knowing s nd him signing. I also think it would be shady of you to do behind his back. If you are willing to pay the premium I dont see why he wouldn't agree.

Recently I was hospitalized in India in April and came back to USA in August and applied for life insurance in August 30 and they did blood work and sent me medical blood exam but I don’t see hiv test in it but I was told that life insurance companies always do hiv test before giving policy and now they came back saying my blood pressure and colostrol was high so I need to pay high premium and they also mentioned that there are no major issues other that these two issues.

I have been on suboxine since June. I have insurance. The dr. did a urine my first visit. The total amnt billed to my ins was $435.00 !!!! Most employers aren't willing to spend that, They do the basic screening,pot, benzo's, coke, alochol , etc...

Keep in mind there's no evidence other than in pharmaceutical company advertising there is any difference in the amount of any neurotransmitter in a depressed or anxious person and any other person. M4 is right, it's the symptoms you're suffering that determine whether you need treatment, and it's the severity of those symptoms and how much they're disrupting your life that determine whether you need medication or not.

But from what I do know, you will not be able to get life insurance. They test for HCV antibodies, and antibodies will stay in your blood even if you will clear the virus.

If UA is urine test, I would say yes. The last thing my insurance did before issuing Harvoni coverage was ask for urine test. The very 1st part of treatment for liver disease should be to be totally clean and live a healthy life style. No medicine will work without 1st doing that. Harvoni is very expensive and the insurance companies do not like to spend money.

Some clinics test every patient at every visit. Others test a selection of patients, some do not test regularly at all. I was with one clinic for 5 years, the first 3 years they didn't test at all, then it seemed like every 3rd visit they tested with a lab that they sent the samples to. That Dr closed up shop and my current clinic seems to test every 3rd visit using some type of dip-stick method done in office.

How long is a urine specimen shelf life once collected for a cocaine test?

What could this mean? I had a life insurance eval and the only low flagged thing was Urine Creatinine at 8.0 with a reference range of 10-300 mg%. Of course, I got the life insurance but just have to wonder if this is in any way connected to my thyroid malfunction.

Hello, I am a 38 year old white female, recently had an exam for life insurance. the results can back with a bilirubin level of 1.9 (flagged as high), i have had some internal tenderness during sexual intercourse and my urine does have a strange odor to it. Any ideas? i will be calling my general practitioner for an appt but any ideas as to what could all be going on in the meantime? Thanks!

However, I shall like you to be investigated with microscopic urine examination, renal function, liver function test and ultrasound abdomen and pelvis. Considering the fact that you don't have insurance, I will suggest that you increase your water intake to 3 litres per day and have lemon water twice daily for 1 week and see if things improve. If you don't improve, then you would definitely need the investigations mentioned above.

Don't worry about the silly test. If it's a urine test the medications will show up in your urine, especially the methadone. It has a very long half life. Please reconsider the way you are taking your medication and be honest with your self and the doctors. You will be much better off in the short and long run. good luck.

Urine test life insurance

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