because we are highly intelligent, creative, think faster than humanly possible and we are charismatic in personality
. So we learn to balance, use our gifts.
It is good to have "spotters" in your life to watch, check on you and give you council when they think you are off a little or a lot.
Can you live on a cash system? No bank account but a simple envelope system that puts the money in classifications, car, food, electric, rent, insurance, fun money, savings, drugs, doctors, etc?