Health insurance with preexisting conditions
Common Questions and Answers about Health insurance with preexisting conditions
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If drug treatment is covered by your health insurance- can it be denied as a "pre-existing condition" if you were getting treatment and paying out of pocket before you got the insurance??? Anybody know? Someone told my son that because of ADA it cannot be denied. Anybody know?
You can not add anything to your husband's insurance that occurs BEFORE you are insured. If you had the baby aftet you got insured they can't refuse to cover it due to preexisting conditions but they won't go back and cover a birth that has already happened. You are talking about at least a 10,000 bill from the hospital if it is a normal vaginal delivery with a 2 day stay
Plus the bills from your doctor. I would try to find something else or get a personal policy for a few months.
Hello Everyone! I am so sick of health insurance companies its ridiculous!! My only idea of what to do next is go to their office and stomp up and down and scream at them to kiss my A**! I am at wits end... so I was hoping if i posted my insurance dilemma here.. maybe someone else has some insurance knowledge that they could share with me and a more appropriate plan of action than my stomping and screaming approach :) lol
Heres my issue....
So the good news is no insurance company can deny you coverage because of your pregnancy. There is a bit of bad news, however. You are way past the enrollment period to get gov. Subsidized health insurance - insurance that you would have received a tax break on and the type that is heavily regulated in what they can and cannot do.
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On national TV on Sunday morning, with millions of people watching, Mitt Romney told David Gregory that there were parts of Obamacare he actually liked. In fact, he said, one of the goals of his healthcare plan "is to make sure that those with preexisting conditions can get coverage.
t have to worry about preexisting conditions. Just hope that insurance is indeed affordable as the Act has claimed it purpose is.
Good luck.
Hasn't the health law changes, precluded having preexisting conditions keep you from insurance and from being covered immediately?
Dear boater08,
It is true that you have to requalify to switch back to medigap in future but the preexisting condition waiting period can only be imposed for a maximum of 6 months.
So the possible risks can be something as simple of a 6 months waiting period on your pre-exisitng conditions (including your current conditions and anything that could develop between now & then), or as worst as not qualifying back for a medigap plan.
If you Run a Small Business or work for one
About 80 percent of American businesses employ fewer than 10 workers, and less than half of these firms offer health insurance. Among companies with between 25 and 100 workers, 85 percent offer no coverage, according to official reports. The new law helps these small businesses provide insurance for their employees—and enables workers to change their jobs, or even set up their own businesses, without fear of losing health coverage.
Hey there...
I have an appointment with Kaiser ob/gyn tomorrow morning, and hopefully I'll be able to make some progress on investigation and/or treatment of this complex cyst I have going on. I'm newly with Kaiser, and although I filled out all the health questions in good faith, I really thought they wouldn't accept my application because of a pre-existing condition.
I've never heard of that but you boyfriend should call then and ask because I know done insurances can deny based on preexisting conditions. Generally though, you can get added onto a husband's insurance, as long as they allow it, some insurances through work don't, within a month of getting married.
Once my husband and I got married we added me to his health insurance plan through work. I was on medicade which was a blessing and was relieved to switch since we had the financial means to. We finally got all my paperwork and new cards in the mail. I went to the doctor to find out the insurance is saying it's a pre-existing condition and not covered!
ok i understand but i am and adult i just got private health insurance. In the application i told that i have no preexisting condition.Would my insurance still pays for it.
Here in the U.S. Health Insurance is very expensive. I spend $600 a month for insurance with a $10,000 deductable I have to pay every year. Then some insurances make you pay hundreds a month for MS drugs. I have Cancer and MS my medical bills are over $100,000 a month mostly picked up by the insurance. I am in a group plan if I had to buy my own insurance it would be over $1,000 a month in premiums alone.
Good news! As part of Obama's health care reform those with pre-existing conditions who do not have insurance will be eligible for affordable health insurance through a federal high risk pool starting around July 1, 2010. This high risk pool will provide gap coverage until the permanent health care provisions concerning pre-existing conditions are implemented in 2014.
Hello everyone. I need some suggestion on an affordable health insurance that doesn't look at pre existing conditions. I've had svt for 20 yrs now and would like to get an ablation. Any suggestions would be very helpful. Thank u.
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