Health insurance types
Common Questions and Answers about Health insurance types
insurance
If drug treatment is covered by your health insurance- can it be denied as a "pre-existing condition" if you were getting treatment and paying out of pocket before you got the insurance??? Anybody know? Someone told my son that because of ADA it cannot be denied. Anybody know?
I believe all medical claims have to be covered by the insurer if the problem is not a pre-existing one, there are list of what types of health problems are considered "pre-existing" many aliments do not classifiy as preexixting such as allergies. I have been doing a lot of research on health insurane lately, since I am switching from a student (group) health insurance plan to a private (group) plan.
I don't believe that you will find a health insurance company that will take you on. They consider pregnancy a "pre-existing condition" an will not take you under ther plans. I am seven weeks pregnant and have called many comparable companies and no one will provide a plan.
Your best bet is to either apply for Medicaid if you qualify or find a clinic/hospital that will do a sliding scale payment (match the amount you pay based on your income). Best of luck!
I have been a type 1 diabetic for 19 years and have resently found myself without insurance. My family income is just over the acceptable level for medicaid and I cannot pay for my insulin or the doctor vistits or the needed labs. Does any one have information that might help me?
I have read information about Crystalens and Forever Young Lens which are both touted to correct near and far vision plus my astigmatism. Both are expensive and not covered by my insurance. Does anyone have any experience or information about this?
Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.
Hi, I just found out I do not have health insurance. We thought it would be until the end of the month but it's already done. I wad still under my moms plan and she was laid off last month. Well I had medical assistance through the state my last pregnancy but they dropped me when she was a month old because of my fiance's income. My daughter still has medical assistance.
Hi, I was wondering if anybody could help me with a health insurance question? About a year ago Anthem Covered two separate visits to the doctors office that I had gone to. So initially they paid and I thought I was all set. Now, almost a year later, they retracted payment due to my coverage ending within days of the visits. I understand if I wasn't covered, but I am wondering how they can pay for it and then decide they were wrong and bill me a year later?
Hi Frrecks,
I'm sorry that I don't know anything about the insurance, since we still have private insurance. It has to be so difficult to set aside the financial worries and concentrate on feeling better. I do know a lot of the DMD companies have programs to assist anyone without insurance.
As for my private insurance cost, my employer just finished the open enrollment for next year and here is what I will be paying for my health insurance - $238.00 a month for me and my spouse.
Alright, so I'm on my dad's health insurance through his work. It's upmc. Well, my boyfriend & I are getting our own place & my dad told me I can't change my address & stay on his health insurance. How true is this? Because I just looked it up & it said that a child under 26 can remain on a parents plan even if they don't live with them. I just want to know for sure because I can't afford it on my own. Especially not with the baby coming.
If you're in the USA than I believe by law, health insurance must cover pregnancy appointments and delivery. It doesn't matter if your on your parents insurance or not. Now, how much they pay could be iffy so you're best bet is to call or ask your mom to call. One thing to think about, grandchildren cannot be extended on to the grandparents health insurance most of the time.
I’m a Type I who doesn’t have any insurance either and these types of clinics have worked for me—I have received very low cost doctor’s visits and lab work.
https://www.pparx.org/FreeClinicFinder.php
http://findahealthcenter.hrsa.gov/
Both of these links, once you enter your information, will tell you the nearest free and low cost clinics; there usually are several clinics to choose from.
The website www.needymeds.
I am in desperate need of insurance. I need to see a obgyn & I have no insurance, nor do I have money to see one. I am a 20 year old female ( in Maryland) I do not understand how insurance works or how to get a cheap kind that gives me good medical coverage. All help is extremley appriciated !
I'm from Indiana & my husband makes too much for us to qualify for Medicaid, yet his workplace doesn't offer insurance to his dependents. Luckily, I had insurance through dad, but my baby wasn't able to get any insurance at all so we got a big bill from the hospital for him. They hospital had us take out a loan from the bank to pay it. It definitely stinks! You should definitely get prenatal care because you never know what could go wrong like in my case I had pre-eclampsia.
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