Health insurance small business

Common Questions and Answers about Health insurance small business

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Avatar n tn s insurance did not cover my pregnancies only covers my mom or if I need medical emergency. So I also have state insurance since my husband owns his own small business and insurance is very expensive for him.
Avatar f tn Hello everyone. I need some suggestion on an affordable health insurance that doesn't look at pre existing conditions. I've had svt for 20 yrs now and would like to get an ablation. Any suggestions would be very helpful. Thank u.
Avatar f tn So, if you do have your own business, you could check into local business organizations and see if they have any health insurance options. Maybe someone else has other advice. Best of luck to you!
Avatar n tn Our healthcare costs have been rising at a rate much faster than any other cost of living in this nation as well as compared to other industrialized nations. Yet we have millions of people who cannot get health insurance coverage for a multitude of excuses by these insurance companies. People know that all it takes is an illness or giving birth, getting labwork, Xray, ER, mental illnesses to name just the top of the iceberg, can all lead these uninsured people to financial ruin.
1530342 tn?1405016490 The bill is the result of a compromise between dentists and the Alliance of Health Insurers, a coalition of nine major health insurance companies that handle dental claims, said bill sponsor Rep. Joan Ballweg, R-Markesan. Dentists shouldn't have to foot the bill for services that insurance won't cover and they shouldn't pass the costs on to other patients, she said. The bill brings Wisconsin in line with 30 other states that have adopted similar standards, Ballweg said.
Avatar n tn My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
1691275 tn?1322327507 I have been battling a slew of symptoms (fatigue, dizziness, vertigo, mental fogginess, depression, etc.) for over three months now, and after a head CT I was diagnosed with a severe maxillary sinus infection.
927707 tn?1244133034 I live in New Jersey and my husband and I need affordable health insurance. He owns his own business and we are paying close to $900 dollars a month for doctor visits, hospital, prescriptions, laboratory, diagnostics etc. We currently have United Health Care/ Oxford. We did have Cobra when I left my job, but that was too expensive $1300.00/ month. With our Cobra we didn't need referrals, but with Oxford we need referrals. Our copay is $30.00 for doctor visits and $50.00 for specialist.
280299 tn?1216855676 Can a "Life" insurance and NOT a "health" insurance get information from a person's doctor? I thought this was not possible for doctors to give out medical histories of the patients especially not without notifyfing the patient before they give out the info. I heard before that a husband or wife cannot even get information from doctors about their spouses health/illness but the Life Insurance companies can?
4806014 tn?1424501878 Starting January 1, 2014, health insurance plans can't refuse to cover you or charge you more just because you have a pre-existing health condition due to the passage of the The Affordable Care Act in 2010, otherwise known as Obama care. This is something we patient advocates have all fought for. Kaiser has a contract with UC and here at UCSF we perform Kaiser patients liver transplants on a routine basis.
206807 tn?1331936184 The White House appeased an angry business community with its decision to postpone a requirement that large employers offer their workers health insurance or pay a fine. The rule had angered even businesses that already insure their workers. It gave Republican opponents ammunition to attack the law, claiming it slowed economic growth. Its delay is likely to quiet some of those particular critiques, at least until after the 2014 election.
1301089 tn?1290666571 Well, heres the bottom line.... Leave it to fox news to distort, twist and turn the truth eh? latimes.com White House pushes bill to scale back tax-reporting law for small businesses A portion of the healthcare law requiring that transactions over $600 be reported to the IRS is the subject of fierce partisan debate. The Obama administration backs a Democratic proposal to raise the amount to $5,000. But there's a competing GOP pitch.
Avatar f tn I am also a small business owner. Try getting direct insurance through blue cross or united or something. I was told by a rep when I was getting it that if I have not been seen Hu a doctor or had a blood test to confirm pregnancy that the answer to that question should be no. Hope that helps.
Avatar m tn Insurance companies can continue selling policies that don't meet the law's requirements for at least a year. November: Small business sign-up through HealthCare.gov is delayed for a year. November-December: Consumer deadlines for January coverage on HealthCare.gov delayed from Dec. 15 to 23 and then to Dec. 24. Payment deadlines pushed into January.
Avatar f tn Hi all. Does anyone know the answer to this... Let's say I think I'm going into labor and they tell me to go in to l&d but I get sent home. How does that work with health insurance? I just picture going into the er and just walking in the door leaves you broke (or at least with a nice copay lol). Will that be the same for being seen in L&D? Thanks for anyone who has any insight on this!
Avatar n tn I sell individual health insurance in AZ and some plans will cover you with a waiting period for certain pre-existing conditions. See an agent in your area and apply for the best plan that meets your needs. Blue Cross is usually prety good about covering pre-ex with a rider.
798555 tn?1292787551 I was under the impression that ObamaCare was going to force MORE employers, not fewer, to provide insurance and that this would be a burden on small business. We're self-employed, so I have to say that I haven't been keeping up with laws that pertain to large companies. When I was employed, I had a "Cadillac" plan...what the insurance company didn't pick up, my employer did. Those were the days...and I was too young to truly appreciate them.
306867 tn?1299249709 I think there is more to it than that. I think this will have broader implications than we now realize. I think you will see issues within business-------- small and large. I don't think this will help with our jobless rate as you do---------- I think more people now working are going to be jobless. The cost of this is going to show up somewhere for all of us. We will all suffer.
1530342 tn?1405016490 I own a small business. Will I have to buy health insurance for my workers? No employer is required to provide insurance. But starting in 2014, businesses with 50 or more employees that don't provide health care coverage and have at least one full-time worker who receives subsidized coverage in the health insurance exchange will have to pay a fee of $2,000 per full-time employee. The firm's first 30 workers would be excluded from the fee.
Avatar f tn Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.
Avatar f tn Call your health plan provider. It's different with each state, I believe.
Avatar n tn Hi, I just found out I do not have health insurance. We thought it would be until the end of the month but it's already done. I wad still under my moms plan and she was laid off last month. Well I had medical assistance through the state my last pregnancy but they dropped me when she was a month old because of my fiance's income. My daughter still has medical assistance.