Health insurance policies

Common Questions and Answers about Health insurance policies

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290867 tn?1333569278 Something I learned from our insurance agent is that if you currently have health ins. MOST ins companies will pick you up if you choose to go with them. We were worried about not being able to switch because of pre-existing conditions, but she said we don't have to worry about that.
Avatar m tn An international program in health policy is designed to stimulate innovative policies and practices in the United States and other industrialized countries.
Avatar m tn some life insurance policies want a current hiv test.
649848 tn?1534633700 JOHNSON CHICAGO (AP) - As a key enrollment deadline hits Monday, many people without health insurance have been sizing up policies on the new government health care marketplace and making what seems like a logical choice: They're picking the cheapest one. Increasingly, experts in health insurance are becoming concerned that many of these first-time buyers will be in for a shock when they get medical care next year and discover they're on the hook for most of the initial cost.
Avatar f tn I don't believe that you will find a health insurance company that will take you on. They consider pregnancy a "pre-existing condition" an will not take you under ther plans. I am seven weeks pregnant and have called many comparable companies and no one will provide a plan. Your best bet is to either apply for Medicaid if you qualify or find a clinic/hospital that will do a sliding scale payment (match the amount you pay based on your income). Best of luck!
274858 tn?1267749912 Usually there are not any pre-existing condition issues with group health policies, But, you need to check in to it with insurance company. If there is an issue it should only be a one year waiting period.
Avatar f tn Hi all. Does anyone know the answer to this... Let's say I think I'm going into labor and they tell me to go in to l&d but I get sent home. How does that work with health insurance? I just picture going into the er and just walking in the door leaves you broke (or at least with a nice copay lol). Will that be the same for being seen in L&D? Thanks for anyone who has any insight on this!
Avatar f tn Hello, yes the medications for HCV were covered by my insurance and most others. You do have to get pre approval but the doctors office knows how to do that.
Avatar m tn http://www.bloomberg.com/news/2013-10-29/health-policies-canceled-in-latest-hurdle-for-obamacare.html Is this what America was waiting for?
Avatar m tn Anybody who has obtained SVR have experience getting/trying to get life insurance? Would like to get some but through my work but worry it might be rejected or worse rejected and then reveal it to my employer and possibly loose my job in health care.
1530342 tn?1405016490 And sadly, el, many breast augmentations are being covered by insurance when women will appeal the insurance company stating it was for their emotional health that they "needed" this procedure done. ughh...
Avatar f tn The copays and % coverage of trt can change during annual renewals. Many businesses review their health insurance policies on a calendar or fiscal year basis and the changes can really add up for those using these expensive drugs. With increases in the cost of insurance coverage is sometimes watered down, resulting in small increases in premiums, but poorer coverage. Sounds like your digestive system isn't used to the extra fat in the diet. Of course, the meds don't help either.
280299 tn?1216855676 Can a "Life" insurance and NOT a "health" insurance get information from a person's doctor? I thought this was not possible for doctors to give out medical histories of the patients especially not without notifyfing the patient before they give out the info. I heard before that a husband or wife cannot even get information from doctors about their spouses health/illness but the Life Insurance companies can?
Avatar n tn t feel it was necessary to provide their staff members with health insurance, even though they got top-of-the-line private policies for themselves.) For about 10 years, it took over half of my take-home pay to pay for my insurance, and then I rarely used it, because on top of all the money it cost for premiums, I still had a $2500 deductible. So I truly understand that a patient without health insurance would often NOT be able to pay for services they receive...
Avatar f tn ll pay for any surgeries. Check out individual health insurance online. Some of the policies are very affordable.
Avatar n tn You really need to call them directly and ask. Insurance companies have different policies that your employer opts for and that determines what benefits you have. Also each state has different requirements that they legally have to abide by. If there is a specific procedure you need it would be best to call them before so you know what your payment (if any) will be.
1310633 tn?1430224091 NEW YORK (CNNMoney) Americans may be able to keep their individual insurance plans for one more year, under a fix offered by President Obama on Thursday to address a controversial provision of the Affordable Care Act. The deal is meant to mollify millions of people enraged after their insurers canceled policies that do not meet Obamacare requirements. But how many it will ultimately help remains to be seen.
Avatar f tn WASHINGTON — The refusal by about half the states to expand Medicaid will leave millions of poor people ineligible for government-subsidized health insurance under President Obama’s health care law even as many others with higher incomes receive federal subsidies to buy insurance. Starting next month, the administration and its allies will conduct a nationwide campaign encouraging Americans to take advantage of new high-quality affordable insurance options.
Avatar f tn It helps quite a bit. Everyone in our community has health ailments, so I listen to many health stories. I hope you feel better. Walking is good for circulation.
967168 tn?1477584489 health insurance, life insurance and supplemental health policies. Even if there is no medical history in the time period they state on your policy, they can and will hold it against you later on. I'm finding out the hard way about this with a problem I've been having with a claim. I posted in the insurance section also, so it was no big surprise when I talked to an attorney this afternoon to hear him say this.
Avatar n tn I have done a lot of research in the past couple of days and from what I can tell, you can't get denied group health insurance due to a pre existing condition. The carrier can make you go through an exclusionary period, but can't deny you. Is that as a result of the HIPPA law passed in 1996? I have a friend who told me that pre exisiting condition denial is rampant in group policies. Wouldn't that be illegal or are the companies findings ways around it?
Avatar n tn im sure it wouldnt stop u from getting health insurance, but normally u have to declare previous/present problems and it wont cover them. ie if u were to take out private health insurance now, then it wouldnt cover u on anything to do with ur breast problems. thats just what im guessing from previous experience, i may be wrong of course but thats how it normally works.
Avatar m tn willing: "marcia: yeah, you and Trish may laugh and think this is all pretty weird but you have no idea all the fun you're missing out on! Arguing with dr's assistants about who bills whom, with hospitals about what's been paid, with the insurance companies about what's covered, with your employer about which insurance company to switch to (not to mention arguing with everyone else about how to stop arguing about this).