health insurance individual

In Maryland, the state high-risk health insurance pool, the Maryland Health Insurance Plan (HHIP) has been designated as the guarantee-issue option for individuals exercising their HIPAA rights.

What health insurance coverage/plan do you have? How much do you pay deductible and premium? Im so confuse about that. I'm 35 and planning family soon, but I'm so confused about this. thank ;you Just trying to get an idea.

My son and daughter may be looking for health insurance after they leave college and are no longer dependents. My daughter has been diagnosed with a bicuspid aortic heart valve. She has a healthy heart and it is working well. With this impact her chances to get health insurance on her own? Will it impact our ability to continue her insurance after the cobra period is over on our insurance?

By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. Affordable health insurance plans available from Blue Cross California, Blue Shield, and top health insurance carriers. Health insurance quotes are instantly available online for you to review.

Workers whose employers don’t offer coverage are forced to seek individual health insurance, often in vain. For one thing, insurance companies offering “nongroup” coverage generally refuse to cover anyone with a pre-existing medical condition. And individual insurance is very expensive, because insurers spend large sums weeding out “high-risk” applicants — that is, anyone who seems likely to actually need the insurance. So what should be done?

I was interested in seeing how many of us have health insurance vs no health insurance.

Does anyone have individual health insurance (not with an employer) that covers ANY part of infertility? I mean meds, IUI or IVF. Thanks!

I am awaiting official test results from my doctor. I currently have an individual health insurance plan. I was wondering if my insurance company can drop me? Thanks in advance for any info regarding insurance and herpes.

Keep in mind that by 2014, the individual health insurance market will do away with underwriting and she will be able to get her plan of choice without any underwriting or blood test!

you have to talk to the department of health. if your guy makes enough $ and has insurance then they might tell you to get on his insurance. but only the government can answer this question for you.

UPS will pay for health insurance if you work for them for 4 hours per day/ five days a week. Shifts are late afternoon and evening.

Starting October 1, 2013 all states are scheduled to open an online Health Insurance Marketplace where you will be able to compare individual health insurance plans side by side. Depending on what state you live in, information on plans and premium rates may already to be available to you. Four plan types will be offered through the state exchanges (Platinum, Gold, Silver, and Bronze).

I am healthy and would like coverage for check ups, etc. I read here about the Student Health Insurance Plans. My community college seems to be offering one. Do you think that is my best option? Any suggestions would be very helpful. Thanks.

Hello. I am a physician in a singapore hospital and yesterday i received a man that i will treat for a state mental impairment. Without health insurance this patient will die. Unfortunaltly he doesn't have a medical insurance. Do you have some advices to give about which health insurance will be the best for him?

Something I learned from our insurance agent is that if you currently have health ins. MOST ins companies will pick you up if you choose to go with them. We were worried about not being able to switch because of pre-existing conditions, but she said we don't have to worry about that.

I don't believe that you will find a health insurance company that will take you on. They consider pregnancy a "pre-existing condition" an will not take you under ther plans. I am seven weeks pregnant and have called many comparable companies and no one will provide a plan. Your best bet is to either apply for Medicaid if you qualify or find a clinic/hospital that will do a sliding scale payment (match the amount you pay based on your income). Best of luck!

I am so far a healthy 43 year old/m in pa. I am trying to decide which health insurance plan will be good for my situation and I am looking for some opinions here. This Month my group plan ends and I can take cobra but there is no financial benefit to taking my same PPO plan which gives me to price break for being unemployed. So I am trying to look at this at a meaningful way. Since my PPO was $475/m plue $29 dental I just cant be paying that on my own now.

Approved Monthly Premium Rates for Individual Health Insurance Coverage in New York State Related Credit Reporting Agency Hired to Verify Incomes for Insurance Subsidies (July 17, 2013) Readers’ Comments Share your thoughts. Post a Comment » Read All Comments (693) » State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York.

I was diagnosed with a Pituitary Adenoma while a teenager. I am now thirty-something. I am having trouble getting individual health insurance. I have been denied by Humana and First Health. This is becoming very frustrating. I have never been hospitalized for this condition and I live a very healthy life. I don't understand this at all. Has anyone else with this condition been able to acquire individual health insurance other than thru their employer?

I sell individual health insurance in AZ and some plans will cover you with a waiting period for certain pre-existing conditions. See an agent in your area and apply for the best plan that meets your needs. Blue Cross is usually prety good about covering pre-ex with a rider.

September 15, 2010 A major sticking point for the new healthcare reform law -- the mandate that Americans purchase health insurance -- does not violate the Constitution, according to an analysis published by a medical ethics organization.

Alabama Arizona Delaware District of Columbia Florida Georgia Hawaii Idaho Indiana Kentucky Louisiana Massachusetts Minnesota Mississippi Nebraska Nevada North Dakota South Carolina Tennessee Texas Vermont Virginia West Virginia Wyoming A denial letter from an insurance company for individual insurance coverage (not health insurance offered through a job) dated within the past 12 months.

And in Oregon, multiple insurers were granted rate hikes of 15 percent or more this year after increases of around 25 percent last year for customers who purchase individual health insurance, rather than getting it through their employer. Premiums are far more volatile for individual policies than for those bought by employers and other large groups, which have bargaining clout and a sizable pool of people among which to spread risk.

I should clarify that I was talking about individual disability income insurance. It is a private policy (that I would pay for out of my own pocket) that protects your income if you become disabled long term. Social security disability is the same thing, but that is a part of the goverment plan that we can access (hopefully) if we are disabled. There is also group disability policies that are offered by employers as a part of your benefits - medical, dental, etc.

Dear Paula526, Depending on where you live, there are plenty of affordable private individual health insurance plans that you can apply for. Just keep in mind that private individual health insurance is “underwritten” in most states & not guaranteed issue. That means whether or not the carrier issues a policy will depend upon the applicant’s health history. I am not saying every simple flu or cold can get you declined, but I am saying that it is considered during the underwriting process.

Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.

Call your health plan provider. It's different with each state, I believe.

Health insurance individual

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