health insurance denied coverage

If drug treatment is covered by your health insurance- can it be denied as a "pre-existing condition" if you were getting treatment and paying out of pocket before you got the insurance??? Anybody know? Someone told my son that because of ADA it cannot be denied. Anybody know?

I have health insurance because of my mom but it didn't cover all of my expenses so I also have pregnancy medicaid and they pay after the insurance after my baby comes I'll go back to my regular health insurance and my baby will me on medicaid

Call them again and tell them you need insurance coverage immediately due to pregnancy. You can not be denied. Don't let them send you in circles!

My husband and I have been trying to get pregnant for 6 years. We finally got pregnant (our miracle baby) I'm about 6 weeks and NO insurance. Deadline for coverage was Feb 15th. Any recommendations for insurance or ideas Thank you.

I was denied insurance coverage by all the major companies because I had high blood pressure and tachycardia when I was hyperthyroid last year. Even though I had surgery to correct the problem, I have been denied coverage by them all. I had to pay for my own surgery (borrowing from friends and family since the hospital wanted to be paid prior to the surgery), and I ended up paying over $15,000 last year in medical bills.

Health insurance also called as Health assurance. The Health insurance is a mutual agreement between the policy holder and insurance company.For any other information visit our site.

The Oklahoma High Risk Pool provides health insurance to Oklahoma residents who have been denied coverage. Before your friend's COBRA runs out, she would need to apply for major medical coverage with a local Carrier (doesn't which one or for what plan becasue she will most likely get denied anyways) & get a formal declination letter.

I have had health insurance for the last 21yrs. I had a TT so I am clincially hypo. I have had to change health insurances at least four times since the TT (17yrs ago), but NOT once was I ever denied, nor did I have to pay higher premiums. Some forms asked about medical history & I listed it, but no problems stemmed from it. Now I am only on my husband's insurance as opposed to mine offered here at work.

I have been denied not for heart but my diseease and it is not life threatening just many surgeries, my 4 year old has a cardiac issues and he has been denied. When you apply for health insurance you sign a medical release to have them review your records, trust me it is not easy. one of them denied my husband, he was involved in a motorcycle accident while recouping he had symptoms of having a hernia.

Has anyone had experience with Fibrospect test being denied insurance coverage? I have PERS Blue Cross and my insurance is refusing to cover the test, saying it was not medically necessary or appropriate. I am a G-2b and did not have a biopsy since I had planned on being treated regardless of stage of liver damage. I've been fighting with my insurance about this for six months. Any suggestions from anyone?

I have done a lot of research in the past couple of days and from what I can tell, you can't get denied group health insurance due to a pre existing condition. The carrier can make you go through an exclusionary period, but can't deny you. Is that as a result of the HIPPA law passed in 1996? I have a friend who told me that pre exisiting condition denial is rampant in group policies. Wouldn't that be illegal or are the companies findings ways around it?

Sooooo Medicaid denied me and told me to reapply! And husbands insurance wont give me coverage because pregnancy is a preexisting condition. And he tried to work it to where it would cover my bills under His name but hey, being an expectant father is a preexisting condition, too! So I'm reapplying for Medicaid and until they freaking approve me I am going to get my routine checkups at the freaking health department!

What was discontinued was paying for the meds if denied by your medical insurance they discontinued that if I recall about June 2015

Is there any reason you don't want medicaid? Just wondering about that... I am self-employed and insurance is always a thorn in my side. I make too much for medicaid and too little for traditional maternity insurance. I found it cheaper to carry a insurance policy on myself and pay my maternity fees out of pocket. Ironically, I save money doing it this way. Most doctors and midwives will give you the option of a payment plan if you don't qualify for medicaid.

It's not legal for health insurance to deny an FDA approved treatment when prescribed by a physician. Do you think this isn't the case?

I'm so tired of people saying we have to pay a higher rate on insurance just because we have pre-existing conditions.Why? don't we have rights,especially the one not to be denied health insurance?

You may qualify for this new health coverage option if you have been uninsured for at least six months, you have a pre-existing condition, and you have been denied coverage (or offered insurance without coverage of the pre-existing condition) by a private insurance company. Additional State High Risk Pool (HRP) Plan: Missouri Health Insurance Pool Is the plan open to new members?

Alabama Arizona Delaware District of Columbia Florida Georgia Hawaii Idaho Indiana Kentucky Louisiana Massachusetts Minnesota Mississippi Nebraska Nevada North Dakota South Carolina Tennessee Texas Vermont Virginia West Virginia Wyoming A denial letter from an insurance company for individual insurance coverage (not health insurance offered through a job) dated within the past 12 months.

I was interested in seeing how many of us have health insurance vs no health insurance.

By the way, I would also recommend that anybody having interest in this subject also read the links which often follow threads. There are many related issues with insurance. Some people may even be denied insurance post SVR since the insurance companies consider us more of a risk. If I recall however, one of our past members, mikeg fought and won a dispute in such a case, providing documentation which the insurance company accepted; he got his policy.

The VA has endemic problems, but the veterans in my family receive excellent health care and coverage. And if memory serves, no one wants to lose their Medicare coverage, and those who are covered under federal health insurance seem to like it. I am on my knees in gratitude for the fact that where private insurance once declined me, they will have to take me now and that my husband no longer has to be beholden to a job just to make sure I have coverage.

Ok mommys that have medicaid . Will I get denied if I already have dental insurance but not health insurance?

Thanks to federal subsidies, people who have been denied coverage or quoted outrageous premiums because of their health history can buy these comprehensive health plans for about the same price as a healthy person their age would pay for a private plan. The catch is that to qualify for the program, the law says people must have gone without insurance for at least six months. Even so, 67,482 Americans had enrolled in these plans as of April 30, 2012.

What health insurance coverage/plan do you have? How much do you pay deductible and premium? Im so confuse about that. I'm 35 and planning family soon, but I'm so confused about this. thank ;you Just trying to get an idea.

Health insurance denied coverage

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