Health insurance companies
Common Questions and Answers about Health insurance companies
insurance
now if you are accepting a job then there is no need, in my opinion , to get your own insurance since most companies offer insurance benifits to their employees and with a group insurance there is no such thing as pre-exisiting . everyone accepted . so i would wait and get my insurance through work if i were you.
Hi, I was wondering if anybody could help me with a health insurance question? About a year ago Anthem Covered two separate visits to the doctors office that I had gone to. So initially they paid and I thought I was all set. Now, almost a year later, they retracted payment due to my coverage ending within days of the visits. I understand if I wasn't covered, but I am wondering how they can pay for it and then decide they were wrong and bill me a year later?
willing: "marcia: yeah, you and Trish may laugh and think this is all pretty weird but you have no idea all the fun you're missing out on! Arguing with dr's assistants about who bills whom, with hospitals about what's been paid, with the insurance companies about what's covered, with your employer about which insurance company to switch to (not to mention arguing with everyone else about how to stop arguing about this).
do both countries grant foreigners access to governmentally controlled health-insurance(like Phil Health care)or do I solely have to rely on private insurance companies(like Bupa in Thailand?)
-To the best of my knowledge(& that of my G.P.) I do not have a major pre-existing condition(no high-blood pressure, diabetic etc. I get an annual physical check-up from my G.P.). I do have a problem of overweight(about 10 kilo's)but am on a diet right now.
Like someone else said , the ONLY way to know how your insurance works and what is covered is to call your insurance and ask about your specific policy. I worked for a major health insurance company for years and the biggest mistake you can make is not calling them in advance. I also recommend finding out what options you have for permanent coverage for your baby.
Hi Frrecks,
I'm sorry that I don't know anything about the insurance, since we still have private insurance. It has to be so difficult to set aside the financial worries and concentrate on feeling better. I do know a lot of the DMD companies have programs to assist anyone without insurance.
As for my private insurance cost, my employer just finished the open enrollment for next year and here is what I will be paying for my health insurance - $238.00 a month for me and my spouse.
Workers whose employers don’t offer coverage are forced to seek individual health insurance, often in vain. For one thing, insurance companies offering “nongroup” coverage generally refuse to cover anyone with a pre-existing medical condition. And individual insurance is very expensive, because insurers spend large sums weeding out “high-risk” applicants — that is, anyone who seems likely to actually need the insurance. So what should be done?
I found out my insurance covers a breast pump & was given in network companies. They listed 9 of them & need honest opinions from those that may have used any of them. The list consists of: Byram Healthcare, Sterling Medical Services, Genadyne Biotechnologies, Yummy Mummy, Edgepark Medical Supplies, Sunmed,Edwards Health Care Services, Hygeia, & Medline Healthcare Company.Thanks in advance!
My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
You may want to call your state's insurance department to get a list of private health insurance companies. You may also want to contact your local Blue Cross to see what they can do for you.
A total human rights violations by health insurance companies - medical facilities and doctors that forgot about hepocratic oath.
They only want to insure healthy people. When you apply for health insuranceit is absurt the amount of personal health questions one has to ask. Personal health questions that can lead to a denial of coverage.
Life insura.ce company is the same way. They only look to maximize profits..
Insurance companies care about their bottom line today, not about saving money in the future. If curing your Hep C today will keep you from getting cirrhosis 10 or 20 years from now, this is not a big incentive for the insurance company. 10 or 20 years from now, you will probably have insurance with a different company or with Medicare, so your current insurance company is not going to see any future cost-savings benefit from spending thousands of dollars on Hep C treatment now.
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