Guardian dental insurance providers

Common Questions and Answers about Guardian dental insurance providers

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Avatar n tn I have dental insurance but as we all know the coverage has been less and less over the past few years so I looked into dental discount programs. Did you know that some dental providers will accept both insurance and a dental discount plan togeather? It took me about 5 phone calls but I know it was worth it. On my first visit I had 3-cavitys filled. The cost after my insurance was $144. factor in the dental discount plan and my out of pocket cost was only $14!!! Check it out at http://www.
Avatar n tn My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
Avatar m tn the insurance offered at my DHs last employer would cost us $480 a month, 20% co-pay on meds, and $50 co-pay on office visits to my neuro. The month we were eligible to sign up for the insurance I saw my neuro 3 times, plus was in the office infusion center 3 times for steroid treatment. That one month would have seen us spend $300+ on me, money we don't have.
Avatar f tn So i was wondering if and when should you get life insurance on your child? There are so many things that you are doing to prepare for your child but we never think about the bigger things like wills, life insurance....so let me know what y'all have done. Thank you for answering.
Avatar f tn I am not sure at this point. On the individual explanation of benefits sheets, of which they included approximately 30, the ones dated in Feb. & March of 08 showed a discount that has been posted and then they show a total which is listed under patient responsibility.(it appears to be 50/50.) I have had 6 rounds of Rituxin, attempting to obliterate the Cryo. My last Cryo test showed that it was gone? Each session cost $19,631!!!!!
Avatar n tn hi, i don't have any dental insurance so I need to pick and choose which tests and procedures at the dentist are really needed. I ask you this because I hope to find unbiased opinion. Last time I skipped the peridontal xray, but got the cavity xray and cleaning...he found 2 tiny cavities that ran me $400 out of my pocket but later a hygenist said maybe that wasn't necessary as the decay could have been reversed... So what do I "really" need..
Avatar f tn I was interested in seeing how many of us have health insurance vs no health insurance.
Avatar f tn I also have Blue Cross Blue Sheild and I spoke to them the other day and they said they cover a standard electric pump but not hospital grade, with a preferred or participating providers they cover 100%.
1027870 tn?1252056250 yes you too can have a dental plan that most reputable dentists will not accept! i would love to go to a dental mill full of new, inexperienced dentists.
Avatar m tn The bleeding is a sign there is bacteria present and this bacteria is bad for the teeth and gums and needs to be removed.
Avatar f tn I so agree that with the rising costs of Health Care, so many people not having Medical Insurance at all or Insurance that is practically useless on paying that the people of America Need Help. It is terrible that so many are forced to decide whether they are going to go to their Dr.'s visit and get their necessary medications this week or if they are going to eat. It Really Breaks My Heart that so many good people are stuck in such a bad spot in their lives.
402205 tn?1230481005 00 AM ET Washington - How would you feel about your personal health information flowing freely over the Internet between public health officials, healthcare providers, insurance and data clearinghouse companies, and others – without your permission? If this doesn't sound like a good idea, it's time to become informed about federal health privacy law.
Avatar n tn I am disabled on Original Medicare, have no intent to buy private insurance... I am wondering, is it possible for an individual to get real, stand alone dental insurance? Everything I've looked at caps yearly benefits at $1,000 or so which is completely insulting considering the premiums are close to half of that. Where can you buy dental insurance that gives you "REAL" coverage?
Avatar m tn Thank you. This is exactly what his teachers' recommended. I will reach out to the guidance counselor as well for local resources. THANK YOU!!
Avatar f tn Im still on my aunts insurance (she was my legal guardian) while im still in college. But I also have medicaid because it covers any pregnancy costs my insurance doesnt cover and it will give my son insurance when he's born. So basically im under 2 insurances until after I give birth and then I will go back to just having hers.
Avatar m tn The providers are overseas providers who submit claims for US citizens. Under their contract they do not submit codes but the procedure description and the insurer adds the codes and then determines if the billed amount exceeds the maximum allowable. In this case the 7 lab tests were clearly identified on the receipt to the patient who paid a copay. Simple tests such as urinalysis, CBC, Creatinine etc.
Avatar f tn Ok mommys that have medicaid . Will I get denied if I already have dental insurance but not health insurance?
Avatar n tn What type of health insurance is available to a Canadian wanting bow leg correction surgery with Dr. Dror Paley in MD or Dr. J. Dean Cole in FL? Are there any specific international medical insurance carrier(s) that you recommend? Has anyone successfully done this through B.C.’s MSP? Thank you.
Avatar m tn Hello, I can't remember the last time I was at the dentist but at the time the dentist said I had no cavities. Now I'm 21 and I have a cavity in on of my top molars. I don't know what to do, I don't have dental insurance and I really don't have the money to get it fixed. I don't want to wait any longer and have it get any worse but I don't have the extra arm and a leg the dentists charge.
Avatar f tn Hey Sarah I too am a college student looking for health insurance, I was curios to know what you chose and what worked for you. Also did you add dental to your health insurance, I cant find many quotes with both to know how much together they would cost.
Avatar m tn I am so far a healthy 43 year old/m in pa. I am trying to decide which health insurance plan will be good for my situation and I am looking for some opinions here. This Month my group plan ends and I can take cobra but there is no financial benefit to taking my same PPO plan which gives me to price break for being unemployed. So I am trying to look at this at a meaningful way. Since my PPO was $475/m plue $29 dental I just cant be paying that on my own now.
Avatar n tn Me and my daughter are new to the Fairfield, OH area and need help finding good doctors that accept CareSource Insurance. I am needing to find a Pediatrician, Family Doctor, Gynecologist, Dentist, and Optomotrist/Ophthalmologist. Can someone please help with this? Blessings!
Avatar f tn We don’t make suggestions for physicians. Your primary or insurance company may be able to provide you with a referral or list of providers within your insurance.
Avatar n tn I am just getting my own dental insurance next month, so I believe I would have to wait a year to see a periodontist with this particular insurance. If you have any suggestions on how to keep my gums as healthy as possible, so that I can avoid more problems, please let me know. Thanks so much.