Dental insurance without waiting period

Common Questions and Answers about Dental insurance without waiting period

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Avatar f tn I applied as soon as I found out I was pregnant because my insurance doesn't cover anything for pregnancy. I filled out all the paperwork and got a card in the mail but its not active. The doctors here won't see me until the card is permanent. I am very frustrated. I won't be able to see a doctor until I am nearly 13 weeks. I broke down in the car as hubby drove me home. It took my sister 5 days to get her permanent card.
Avatar f tn There are five types of coverage that may carry an additional waiting period: prescriptions, vision, dental, mental health, and substance abuse treatment. "If the health plan wants to, they can look back at prior coverage to see if you had those services," says Karen Pollitz, a health policy researcher at Georgetown. "If you didn't, then they can apply a separate pre-ex on those coverages.
620877 tn?1282764097 I work for a small company and I do not have those benefits, medical, dental, etc. I am fortunate that my husbands medical insurance is so comprehensive. I spoke to an insurance broker about my situation: not diagnosed, but being investigated and that my neuro is highly suspicious that I have MS.
Avatar n tn hi, i don't have any dental insurance so I need to pick and choose which tests and procedures at the dentist are really needed. I ask you this because I hope to find unbiased opinion. Last time I skipped the peridontal xray, but got the cavity xray and cleaning...he found 2 tiny cavities that ran me $400 out of my pocket but later a hygenist said maybe that wasn't necessary as the decay could have been reversed... So what do I "really" need..
Avatar n tn I have dental insurance but as we all know the coverage has been less and less over the past few years so I looked into dental discount programs. Did you know that some dental providers will accept both insurance and a dental discount plan togeather? It took me about 5 phone calls but I know it was worth it. On my first visit I had 3-cavitys filled. The cost after my insurance was $144. factor in the dental discount plan and my out of pocket cost was only $14!!! Check it out at http://www.
Avatar f tn Ok mommys that have medicaid . Will I get denied if I already have dental insurance but not health insurance?
Avatar f tn ) Maybe there is just a waiting period until certain treaments/conditions are covered. Let us know how it goes and if the company is helpful! Good luck. I know how you feel. I have been thru this mess before! Take care.
Avatar f tn He's been dealing with tooth pain and my insurance covers very little found out it'll be around $800.00 tip brave two extractions. I'm waiting till Dec1st 2016 when my second dental insurance kicks in.until than can i use clarithromycin 500 mg to help ease the pain? It was mine but i never had to use it.
Avatar n tn My husband (40 y/o,healthy)and I (40 y/o, healthy) are looking to get our health insurance coverage from next present. Right now we are on cobra GHI( extension from my previous work place) but they are asking me to change to EMPIRE PPO or EPO since they will not have GHI. I did not have dental and vision coverage previously but even if I want it they are saying they cannot add it. They are also asking for a one year committment.
485259 tn?1519047026 The bad part of all of this now is While I have a treatment date for 5 hours of dental work ( getting most of it done in one session) I no longer have dental insurance and even at a Dental school/clinic the total cost is just about 15,000.00. SO I began with great fear of getting more dental work done as you were, I then had some hope the treatment could happen in a TN friendly enviorment, but now I am once again feeling hopless because of the Cost.
Avatar n tn These are real insurance policies but undoubtedly they will be more expensive, and they will prorbably have waiting peroiods. Good individual dental insurance plans are hard to fing these days, but I am always searching for my patients who have none. Good luck, and remember that you get what you pay for.
Avatar f tn He offered to start DMD now but we talked and agreed that waiting a short period of time to do another MRI was at my comfort level. So, I have one this coming Tuesday and I am so nervous about it. I have had 5 already so I'm not sure what my problem is with this one...maybe that this is the "last" test that will either confirm or keep me in limbo land. Good luck to you. I hope you find someone who listens and does not count you out because you had a negative LP!
Avatar n tn She really need some help. Does anyone know of a place that will take someone without dental insurance in Lake County, IL. She fears the infection may have entered her sinus cavity as last time she went in they told her she had a sinus infection. please help!!
10084165 tn?1414634307 I went I also have the same problem they did an xray in my mouth then told me I have to go to a specialist because my tooth was to damaged for them to do anything with. I haven't been able to go because my insurance doesn't cover the procedure an its a very expensive procedure.
Avatar n tn So i been 3 day with a toothache. my whole left side is swollen i can't eat i can't talk i cabt eveb turn my head to the side cause it hurts me I'm 15 wks pregnant and i have a problem w my insurance is from.NY and in the state that i live now the doc don't accept it cause is out of state i have and appoitment to chanqe it on November 6 with out that i can't have a prenatal care.
Avatar f tn my insurance denied the procedure (not sure if its not a covered bene or if theres a waiting period) but regardless the office is taking no responsibility for the root canal... being that the pain wa a result of the crowns procedure...i dont feel they coated the teeth enough beofre putting on the crowns and also dont remember much water in the drilling... Im leaving the dentist and plan to go to an endodontist...
Avatar n tn ll be able to see a mobile dental service for low-income or people without dental insurance. So, if I get accepted, I'll be able to get my teeth checked until then I'm out of luck.
1027870 tn?1252056250 yes you too can have a dental plan that most reputable dentists will not accept! i would love to go to a dental mill full of new, inexperienced dentists.
Avatar m tn Insurance cost us so much each month, we could not pay for our own dental needs and went years without a dental check-up. My teeth had no issues, so I continued to go about my life and now that I am on Medicare, I can once again afford dental visits. My first visit the dentist told me I have severe bone loss and they want to remove all my teeth and add bone grafts from a cadaver to my jaw line and fit me with dentures. This is totally shocking, as I have no issues with my teeth at all.
Avatar f tn I found out I was pregnant in April I applied for insurance on the 29 they did not approve me until June I did not get my insurance card until ending of July. So I did not get to see Obgyn until August. My baby is due this month.All insurance issues is thanks to Obama care. I went to the hospital to get my care.
Avatar f tn I had a root canal during my first trimester. I had planned on waiting until the second trimester, but it became really infected overnight and was swelling a lot from puss. The endondontist made sure to double layer my belly when taking x-rays and she used a different numbing medication since I was pregnant. I also didn't take any antibiotics, but I didn't need any. If it's not too bad, you might as well wait until the new year. Root canals are really expensive without insurance.
Avatar m tn My last dental visit was probably like 3 years ago, & I have a teeth that needs a crown & I never went back to get one because I didn't have insurance..
1099361 tn?1258662257 Do you live in a city that has dental teaching facilities.Even the private dental assistant and technician courses can clean your teeth for much less than normal and if there is a university that has a dental college,you can go there cheaper.I suppose all the opiates masked any pain,but ibuprofen is still the best pain reliever for dental pain.
305005 tn?1358728290 My next period comes exactly 28 days and seems normal for 2 days then the really heavy for a few days and now brown blood and sometimes bright red! Today makes day 16 being on my period.. My insurance canceled as I lost my job because of this so going to the doctor right now is not a option.. It's really taking a toll on me :( :( anyone ever been through this.
Avatar m tn Ok so I've been getting these horrible aches stemming from one particular molar the past few years. Every 3-6 months something will irritate the gums underneath it and cause them to swell up, putting some painful pressure on the molar. The molar in question is quite damaged, but I don't have dental healthcare, and I can't afford the procedure to repair the molar.